RBL Bank ShopRite Credit Card
Updated on August 27, 2026
🎖️Reward Rate
Base Rewards: 1 Reward Point per ₹100 (1 Reward Point per ₹100 spent on all regular retail purchases)
Overview
RBL Bank ShopRite Credit Card by RBL Bank provides premium value tailored for Cashback/Shopping cardholders.
Rewards
Reward Type
Cashback
Reward Rate
- • Base Rewards: 1 Reward Point per ₹100 (1 Reward Point per ₹100 spent on all regular retail purchases)
- • Accelerated Rewards: 20 Reward Points per ₹100 spent on Grocery shopping (5% Value back, Max 1,000 RP/month)
- • 10 Reward Points per ₹100 on Fuel purchases (2.5% Value back, Max 1,000 RP/month)
- • Excluded Categories: Wallet load transactions
- • Cash withdrawals
- • Jewellery purchases
Welcome Benefit
2,000 Bonus Reward Points (worth ₹500) upon making your first transaction within 30 days of card issuance and payment of the joining fee.; Qualification Criteria: Make 1st purchase within 30 days; Pay annual membership fee by due date; Fulfillment Timeline: Credited within 60 days of card issuance
Milestone Benefit
Spend ₹1.5 Lakhs (Annual): 100% Annual Renewal Fee Waiver (₹500 saved) upon spending ₹1.5 Lakhs in previous year; Annual Fee Waiver: Spend ₹1,50,000 or more in preceding 12 months for 100% annual renewal fee waiver
Redemption
- • Redeem points for shopping vouchers, electronics and lifestyle goods on RBL Rewards catalog at 1 RP = ₹0.25
- • Mobile recharge and utility bill payments
- • Statement credit balance settlement
Benefits
- Fuel Surcharge Waiver: 1% (Max waiver ₹100 per month) on fuel transactions between ₹500 and ₹4000
- 10% Discount on BookMyShow: Get 10% discount on movie tickets on BookMyShow up to ₹100 per transaction, valid up to 15 times a calendar year (Savings up to ₹1,500/year). (Up to 15 times/year
- Max ₹100 discount per booking) [Partners: BookMyShow]
- Fuel Surcharge Waiver & 2.5% Valueback: 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000 (up to ₹100/month) plus 10 Reward Points per ₹100 on fuel stations. (Max waiver ₹100/month
- Max fuel reward 1,000 RP/month) [Partners: Fuel Stations]
Things to Know Before you apply
RBL Bank ShopRite Credit Card Eligibility Criteria
- Age: 21–65 years
- Salaried: Net monthly income > ₹25,000; Self-Employed: Annual ITR > ₹3,50,000
- Salaried & Self-Employed Individuals
- Resident Indian
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹500 |
| Annual Fee | ₹500 |
| Foreign Currency Mark-up Fee | 3.5% |
| Cash Advance Fee | 2.5% of withdrawn amount (Min ₹500) |
Fee waiver: Spend ₹1,50,000 or more in preceding 12 months for 100% annual renewal fee waiver
PaisaSimple Review
Overall Rating
4.9/5What do we like about this card?
RBL Bank ShopRite Credit Card issued by RBL Bank is one of India's leading credit cards for Cashback/Shopping spends, featuring competitive reward earning and verified travel perks.
Pros
- • Base Rewards: 1 Reward Point per ₹100 (1 Reward Point per ₹100 spent on all regular retail purchases)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
Cons
- • Annual renewal fee of ₹500
- • Reward exclusion on fuel purchases and wallet load transactions
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- • 2,000 Bonus Reward Points (worth ₹500) upon making your first transaction within 30 days of card issuance and payment of the joining fee.
- • Qualification Criteria: Make 1st purchase within 30 days
- • Pay annual membership fee by due date
- • Fulfillment Timeline: Credited within 60 days of card issuance
- • Most Important Terms and Conditions
- • HDFC Bank Credit Card holders must activate their Credit Cards within 30 days from the Card Open Date, as per ‘Master Direction – Credit and Debit Card – Issuance and Conduct Directions, 2022’ dated April 21, 2022, realised by Reserve Bank of India (RBI). In case the Credit Card is not activated within 30 days of the card opening date, a grace period of 7 days will be given to activate the card with the below-mentioned modes. At the end of the 37th day, the card will be closed.
- • Kindly refer to the FAQ to know the process of activating the card.
- • ₹500 Flipkart voucher + ₹100 Swiggy discount + ₹500 Myntra discount on first transaction within 30 days
- • Qualification Criteria: First card swipe within 30 days
- • Fulfillment Timeline: 30 days
- • Base Rewards: 1 Reward Point per ₹100 (1 Reward Point per ₹100 spent on all regular retail purchases)
- • Accelerated Rewards: 20 Reward Points per ₹100 spent on Grocery shopping (5% Value back, Max 1,000 RP/month)
- • 10 Reward Points per ₹100 on Fuel purchases (2.5% Value back, Max 1,000 RP/month)
- • Excluded Categories: Wallet load transactions
- • Cash withdrawals
- • Jewellery purchases
- • Maximize savings every year on Marriott Bonvoy stays.
- • ₹ 25,600
- • Base Rewards: 5% Cashback per ₹100 (5% unlimited cashback on Flipkart & Myntra)
- • 4% Cashback per ₹100 (4% cashback on preferred partner merchants (Swiggy, PVR, Uber, Tata 1mg, Cleartrip))
- • 1% Cashback per ₹100 (1% unlimited cashback on all other eligible retail spends)
- • Accelerated Rewards: Automatic direct credit to monthly credit card statement bill with zero minimum threshold
- • Excluded Categories: Fuel, Wallet loads, Rent, Education, Govt payments
- • Base Rewards: 1 Reward Point per ₹100 (1 Reward Point per ₹100 spent on all regular retail purchases)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Maximize savings every year on Marriott Bonvoy stays.
- • ₹ 25,600
- • Additional Features
- • High value reward program
- • Wide merchant acceptance
- • Base Rewards: 5% Cashback per ₹100 (5% unlimited cashback on Flipkart & Myntra)
- • 4% Cashback per ₹100 (4% cashback on preferred partner merchants (Swiggy, PVR, Uber, Tata 1mg, Cleartrip))
- • 1% Cashback per ₹100 (1% unlimited cashback on all other eligible retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Annual renewal fee of ₹500
- • Reward exclusion on fuel purchases and wallet load transactions
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
- • Annual renewal fee of ₹500
- • Reward exclusion on fuel purchases and wallet load transactions