Best credit cards in 2026

Domestic Airport Lounge: 4 per year (1 visit per calendar quarter) via Visa Lounge Access Program [Criteria: Spend ₹35,000 in previous quarter]

International Airport Lounge: 2 per year (via Priority Pass) via Priority Pass

Fuel Surcharge Waiver: 1% (Max waiver ₹250 per month) on fuel transactions between ₹400 and ₹4000

Airport Lounge - Domestic/International Lounge — Gold & Platinum Tiers: Gold and Platinum tier value tables exist as tabs on the page but were not opened/captured

Lounge Benefits - Programme / Structure: Complimentary membership to Priority Pass Program worth $99

complimentary Visa Access Program at major domestic airports in India (no visit count shown in tabs reviewed)

Fuel Surcharge - Waiver Rate: 1% fuel surcharge waiver

Access to golf courses worldwide plus 12 free golf lessons per year

4 complimentary rounds of green fees per calendar year

50% discount on golf services beyond complimentary sessions

Domestic Airport Lounge: 4 per quarter (subject to ₹20,000 spend in previous month) via Visa Signature Domestic Lounge (Guest Access: Paid guest access)

Fuel Surcharge Waiver: 1% (Max waiver ₹300 per month)

Buy 1 Get 1 Free Movie Tickets: Buy 1 Get 1 free movie ticket on Paytm Movies up to ₹250 (twice a month). (Max discount ₹250 per transaction on Paytm Movies) [Partners: Paytm Movies]

Domestic Airport Lounge: 4 per quarter at railway lounges across India via IDFC Railway Lounge Access (Guest Access: Paid guest access)

Fuel Surcharge Waiver: 1% (Max waiver ₹200 per month)

25% Movie Discount on Paytm: 25% discount on movie tickets up to ₹100 on Paytm Movies app (once per calendar month). (Valid on Paytm Movies app) [Partners: Paytm Movies]

Movie Ticket Benefit (BOGO): 100% discount on 2nd movie ticket via District app, up to ₹200/month, using coupon code AXIS200

no reward points earned on movie transactions

Swiggy Discount — Promo Code: Flat ₹120 off Swiggy, min order ₹500, redeemable up to 2x/month per user ID, using coupon code AXIS120

Access to golf courses worldwide plus 12 free golf lessons per year

4 complimentary rounds of green fees per calendar year

50% discount on golf services beyond complimentary sessions