Flipkart Axis Bank Credit Card
Verified · August 25, 2026
5.0/5.0
Updated on August 25, 2026
🎖️Reward Rate
Base Rewards: 5% Cashback per ₹100 (5% unlimited cashback on Flipkart & Myntra)
Overview
Flipkart Axis Bank Credit Card by Axis Bank provides premium value tailored for Cashback/Co-brand cardholders.
Rewards
Reward Type
Cashback
Reward Rate
- • Base Rewards: 5% Cashback per ₹100 (5% unlimited cashback on Flipkart & Myntra)
- • 4% Cashback per ₹100 (4% cashback on preferred partner merchants (Swiggy, PVR, Uber, Tata 1mg, Cleartrip))
- • 1% Cashback per ₹100 (1% unlimited cashback on all other eligible retail spends)
- • Accelerated Rewards: Automatic direct credit to monthly credit card statement bill with zero minimum threshold
- • Excluded Categories: Fuel, Wallet loads, Rent, Education, Govt payments
Welcome Benefit
₹500 Flipkart voucher + ₹100 Swiggy discount + ₹500 Myntra discount on first transaction within 30 days; Qualification Criteria: First card swipe within 30 days; Fulfillment Timeline: 30 days
Milestone Benefit
Spend ₹3.5 Lakhs (Annual): Annual renewal fee waiver of ₹500; Annual Fee Waiver: Spend ₹3,50,000 or more in preceding 12 months for fee waiver
Redemption
Auto-credited directly into the credit card statement balance
Benefits
- Domestic Airport Lounge: 4 per year (1 per quarter upon spending ₹50,000 in previous quarter) via Visa / Mastercard Domestic Lounge
- Fuel Surcharge Waiver: 1% (Max waiver ₹400 per month)
- Axis Dining Delights: Up to 15% discount at 4,000+ partner restaurants across India. (Available via EazyDiner dining network) [Partners: EazyDiner]
Things to Know Before you apply
Flipkart Axis Bank Credit Card Eligibility Criteria
- Age: 18–70 years
- Salaried min ₹15,000/month; Self-employed min ITR ₹3,00,000 p.a.
- Salaried & Self-Employed Individuals
- Resident Indian
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹500 |
| Annual Fee | ₹500 |
| Foreign Currency Mark-up Fee | 3.5% |
| Cash Advance Fee | 2.5% (min ₹500) |
Fee waiver: Spend ₹3,50,000 or more in preceding 12 months for fee waiver
PaisaSimple Review
Overall Rating
5.0/5What do we like about this card?
Flipkart Axis Bank Credit Card issued by Axis Bank is one of India's leading credit cards for Cashback/Co-brand spends, featuring competitive reward earning and verified travel perks.
Pros
- • Base Rewards: 5% Cashback per ₹100 (5% unlimited cashback on Flipkart & Myntra)
- • 4% Cashback per ₹100 (4% cashback on preferred partner merchants (Swiggy, PVR, Uber, Tata 1mg, Cleartrip))
- • 1% Cashback per ₹100 (1% unlimited cashback on all other eligible retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
Cons
- • Annual renewal fee of ₹500
- • Reward exclusion on fuel purchases and wallet load transactions
Compare with Similar Cards
Rating
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Best Suited for
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Cashback
Fee Details
Joining Fee
₹500
Annual/Renewal Fee
₹500
Joining Fee
₹3,000
Annual/Renewal Fee
₹500
Joining Fee
₹500
Annual/Renewal Fee
₹500
Welcome Benefit
- • ₹500 Flipkart voucher + ₹100 Swiggy discount + ₹500 Myntra discount on first transaction within 30 days
- • Qualification Criteria: First card swipe within 30 days
- • Fulfillment Timeline: 30 days
- • Most Important Terms and Conditions
- • HDFC Bank Credit Card holders must activate their Credit Cards within 30 days from the Card Open Date, as per ‘Master Direction – Credit and Debit Card – Issuance and Conduct Directions, 2022’ dated April 21, 2022, realised by Reserve Bank of India (RBI). In case the Credit Card is not activated within 30 days of the card opening date, a grace period of 7 days will be given to activate the card with the below-mentioned modes. At the end of the 37th day, the card will be closed.
- • Kindly refer to the FAQ to know the process of activating the card.
- • Amazon eVoucher worth ₹250 on the first transaction within the first 30 days of card issuance. Offer is not applicable for cards issued without Joining Fee.
Reward/Cashback Rate
- • Base Rewards: 5% Cashback per ₹100 (5% unlimited cashback on Flipkart & Myntra)
- • 4% Cashback per ₹100 (4% cashback on preferred partner merchants (Swiggy, PVR, Uber, Tata 1mg, Cleartrip))
- • 1% Cashback per ₹100 (1% unlimited cashback on all other eligible retail spends)
- • Accelerated Rewards: Automatic direct credit to monthly credit card statement bill with zero minimum threshold
- • Excluded Categories: Fuel, Wallet loads, Rent, Education, Govt payments
- • Maximize savings every year on Marriott Bonvoy stays.
- • ₹ 25,600
- • Base Rewards: 25% Cashback per ₹100 (25% cashback on Airtel Mobile, Broadband, WiFi and DTH bill payments via Airtel Thanks App (capped at ₹250/mo))
- • 10% Cashback per ₹100 (10% cashback on utility bill payments (Electricity, Gas, Water) via Airtel Thanks App (capped at ₹250/mo))
- • 10% Cashback per ₹100 (10% cashback on Swiggy, Zomato & BigBasket (capped at ₹500/mo combined))
- • 1% Cashback per ₹100 (1% unlimited cashback on all other eligible spends)
- • Accelerated Rewards: Auto-credited directly to monthly statement bill
- • Excluded Categories: Fuel, Wallet loads, Rent, Education
Pros
- • Base Rewards: 5% Cashback per ₹100 (5% unlimited cashback on Flipkart & Myntra)
- • 4% Cashback per ₹100 (4% cashback on preferred partner merchants (Swiggy, PVR, Uber, Tata 1mg, Cleartrip))
- • 1% Cashback per ₹100 (1% unlimited cashback on all other eligible retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Maximize savings every year on Marriott Bonvoy stays.
- • ₹ 25,600
- • Additional Features
- • High value reward program
- • Wide merchant acceptance
- • 25% cashback on Airtel Mobile, Broadband, WiFi and DTH bill payments via Airtel Thanks App.
- • 10% cashback on eligible utility bill payments via Airtel Thanks App.
- • 1% base cashback on other eligible spends.
- • 10% value back on Zomato, Blinkit and District Movies, subject to the stated monthly cap and minimum order value conditions.
- • Annual fee of ₹500 can be waived when annual spends exceed ₹2,00,000, subject to stated exclusions.
- • 1% fuel surcharge waiver on eligible fuel transactions between ₹400 and ₹4,000, with maximum benefit up to ₹500 per statement.
- • Amazon eVoucher worth ₹250 on the first transaction within 30 days of card issuance, subject to the stated joining-fee condition.
- • Wednesday offers include up to 15% off flights and hotels via Goibibo and MakeMyTrip, 10% off Swiggy orders and 10% off up to ₹1,000 on Tira.
- • Transactions of ₹1,500 or more can be converted into EMI by contacting Axis Bank.
Cons
- • Annual renewal fee of ₹500
- • Reward exclusion on fuel purchases and wallet load transactions
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
- • Joining fee is ₹500.
- • Annual fee is ₹500 from the second year onward unless the stated spend-based waiver is achieved.
- • Airtel and utility cashback caps are linked to base cashback earned during the same statement month rather than a fixed monthly rupee cap.
- • Zomato and Blinkit value back has a minimum order value of ₹499.
- • Foreign currency transaction fee is 3.50% of the transaction value.
- • Finance charges are 3.75% per month (55.55% per annum) on retail purchases and cash.
- • Cash withdrawal fee is minimum ₹500, up to 2.5% of the cash withdrawal amount.
- • Certain transaction categories carry a 1% fee after the stated thresholds, including wallet loads, fuel and utilities
- • education via third-party apps carries a 1% per-transaction fee.
- • No cashback is earned on fuel transactions.
- • The ₹250 welcome eVoucher is not applicable for cards issued without Joining Fee.