Airtel Axis Bank Credit Card
Updated on October 29, 2026
🎖️Reward Rate
Airtel Bills: 25% cashback on Airtel mobile, broadband, WiFi and DTH via the Airtel Thanks app, capped at twice your base cashback that month
Overview
The Airtel Axis Bank Credit Card gives 25% cashback on Airtel bills and 10% on utility bills through the Airtel Thanks app, plus 10% value back on Zomato, Blinkit and District.
Rewards
Reward Type
Cashback
Reward Rate
- • Airtel Bills: 25% cashback on Airtel mobile, broadband, WiFi and DTH via the Airtel Thanks app, capped at twice your base cashback that month
- • Utility Bills: 10% cashback via the Airtel Thanks app, capped at your base cashback that month
- • Zomato, Blinkit and District Movies: 10% value back, up to ₹200 per partner a month, minimum order ₹499 on Zomato and Blinkit
- • Other Spends: 1% cashback
- • Exclusions: No cashback on fuel
Welcome Benefit
Activation benefit worth ₹250. Not available on cards issued without a joining fee.
Redemption
- • Statement Credit: Cashback is credited directly to your card statement
- • No Redemption Fee: No fee to receive cashback
Benefits
- Fuel Surcharge Waiver: 1% on transactions of ₹400 to ₹4,000, up to ₹500 per statement
- Wednesday Delight: Up to 15% off flights and hotels on Goibibo and MakeMyTrip, 10% off Swiggy and 10% off Tira
- EMI: Convert purchases of ₹1,500 or more to EMI
Things to Know Before you apply
Airtel Axis Bank Credit Card Eligibility Criteria
- Age: 18–70 years
- Resident of India.
Airtel Axis Bank Credit Card Customer Care
- Toll Free: 1800 4030 / 1800 8911
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹500 |
| Annual Fee | ₹500 |
| Foreign Currency Mark-up Fee | 3.5% |
| Cash Advance Fee | 2.5% of the amount withdrawn (minimum ₹500). |
Fee waiver: Annual fee waived from year 2 on annual spends above ₹2 lakh, excluding rent and wallet loads.
PaisaSimple Review
Overall Rating
3.4/5What do we like about this card?
Rated 3.4 out of 5. The Airtel Axis Bank Credit Card scores well for 25% cashback on Airtel bills and 10% on utility bills through Airtel Thanks, credited straight to the statement. It loses marks because the bill cashback is capped by your base cashback each month, there is no lounge access and the forex markup is 3.5%.
Pros
- • Airtel Cashback: 25% on Airtel bills
- • Utility Cashback: 10% via the Airtel Thanks app
- • Food and Movies: 10% value back on Zomato, Blinkit and District
- • Automatic Credit: Cashback goes straight to your statement
Cons
- • Linked Caps: Bill cashback is limited by your base cashback each month
- • Fee: ₹500 unless you spend ₹2 lakh
- • No Lounge Access: Airport lounges are not included
- • Forex: 3.5% markup
- • Interest: 3.75% a month on unpaid balances
Frequently Asked Questions
What is the joining and annual fee of the Airtel Axis Bank Credit Card?
The joining fee is ₹500 plus GST. The annual fee is ₹500 plus GST. Annual fee waived from year 2 on annual spends above ₹2 lakh, excluding rent and wallet loads.
What rewards does the Airtel Axis Bank Credit Card give?
Airtel Bills: 25% cashback on Airtel mobile, broadband, WiFi and DTH via the Airtel Thanks app, capped at twice your base cashback that month. Utility Bills: 10% cashback via the Airtel Thanks app, capped at your base cashback that month. Zomato, Blinkit and District Movies: 10% value back, up to ₹200 per partner a month, minimum order ₹499 on Zomato and Blinkit. Other Spends: 1% cashback. Exclusions: No cashback on fuel.
How do I redeem the rewards on the Airtel Axis Bank Credit Card?
Statement Credit: Cashback is credited directly to your card statement. No Redemption Fee: No fee to receive cashback.
Does the Airtel Axis Bank Credit Card give airport lounge access?
No. Airport lounges are not included.
What is the forex markup on the Airtel Axis Bank Credit Card?
The forex markup is 3.5% of the amount spent in a foreign currency.
Who can apply for the Airtel Axis Bank Credit Card?
Applicants should be 18 to 70 years old. You must be a resident of India.
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- • Activation benefit worth ₹250. Not available on cards issued without a joining fee.
- • Complimentary Swiggy One membership for 12 months after the card is activated.
- • Airtel Bills: 25% cashback on Airtel mobile, broadband, WiFi and DTH via the Airtel Thanks app, capped at twice your base cashback that month
- • Utility Bills: 10% cashback via the Airtel Thanks app, capped at your base cashback that month
- • Zomato, Blinkit and District Movies: 10% value back, up to ₹200 per partner a month, minimum order ₹499 on Zomato and Blinkit
- • Other Spends: 1% cashback
- • Exclusions: No cashback on fuel
- • Bill Payments on Google Pay: 5% cashback on utility bills, DTH and mobile recharges
- • Swiggy, Zomato and Ola: 4% cashback
- • Other Spends: 1.5% cashback
- • Exclusions: No cashback on fuel
- • Swiggy: 5% on the Swiggy app for food delivery, Instamart and Dineout
- • Online Shopping: 5% on select online merchants such as apparel, pharmacy, electronics, entertainment, travel and local cabs
- • 5% Cap: ₹1,500 a billing cycle across Swiggy and online spends together
- • Other Spends: 1%, up to ₹1,000 a billing cycle
- • Exclusions: No cashback on fuel, rent, jewellery, government, gaming, education, EMI and wallet loads
- • Airtel Cashback: 25% on Airtel bills
- • Utility Cashback: 10% via the Airtel Thanks app
- • Food and Movies: 10% value back on Zomato, Blinkit and District
- • Automatic Credit: Cashback goes straight to your statement
- • Bill Cashback: 5% on bills and recharges via Google Pay
- • Food and Rides: 4% on Swiggy, Zomato and Ola
- • Flat Rate: 1.5% on other spends
- • Lounges: 4 domestic visits a year
- • Swiggy Cashback: 5% on food delivery, Instamart and Dineout
- • Online Shopping: 5% on select online merchants
- • Low Fee: ₹500, waived at ₹1.5 lakh spend
- • Swiggy One: 12 months free
- • Linked Caps: Bill cashback is limited by your base cashback each month
- • Fee: ₹500 unless you spend ₹2 lakh
- • No Lounge Access: Airport lounges are not included
- • Forex: 3.5% markup
- • Interest: 3.75% a month on unpaid balances
- • Google Pay Only: 5% applies only to bills paid through Google Pay
- • Fee: ₹499 unless spend targets are met
- • Forex: 3.5% markup
- • Interest: 3.75% a month on unpaid balances
- • Shared Cap: 5% cashback stops at ₹1,500 a cycle across Swiggy and online spends
- • High Forex: 3.5% markup
- • No Fuel Surcharge Waiver: Not offered on this card
- • No Lounge Access: No lounge visits listed
- • Exclusions: No cashback on fuel or rent