SimplySAVE SBI Card
Updated on August 25, 2026
🎖️Reward Rate
Base Rewards: 1 Reward Point per ₹150 (1 Reward Point per ₹150 on other retail spends)
Overview
SimplySAVE SBI Card by SBI Card provides premium value tailored for Entry Level cardholders.
Rewards
Reward Type
Reward Points
Reward Rate
- • Base Rewards: 1 Reward Point per ₹150 (1 Reward Point per ₹150 on other retail spends)
- • Accelerated Rewards: 10 Reward Points per ₹150 (1.67% return) on Dining, Movies, Departmental stores and Grocery spends
- • Excluded Categories: Fuel, Wallet loads
Welcome Benefit
2,000 bonus Reward Points worth ₹500 on spending ₹2,000 in first 60 days; Qualification Criteria: Spend ₹2,000 within 60 days of card setup; Fulfillment Timeline: Credited within 60 days
Milestone Benefit
Spend ₹1 Lakhs (Annual): Annual renewal fee waiver of ₹499; Annual Fee Waiver: Spend ₹1,00,000 or more in preceding 12 months for fee waiver
Redemption
SBI Card catalog for shopping vouchers and statement cash credit at 1 RP = ₹0.25
Benefits
- Fuel Surcharge Waiver: 1% (Max waiver ₹100 per statement cycle)
- 1% Fuel Surcharge Waiver: 1% fuel surcharge waiver for transactions between ₹500 and ₹3,000 across all petrol pumps in India. (Capped at ₹100 per statement cycle) [Partners: All Fuel Stations]
Things to Know Before you apply
SimplySAVE SBI Card Eligibility Criteria
- Age: 21–60 years
- Salaried min ₹20,000/month; Self-employed min ITR ₹3,00,000 p.a.
- Salaried & Self-Employed Individuals
- Resident Indian
SimplySAVE SBI Card Customer Care
- Toll Free: 1800 1200
- Landline: +91 22 6600 6600
- Concierge Service: customer.care@bank.com
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹499 |
| Annual Fee | ₹499 |
| Foreign Currency Mark-up Fee | 3.5% |
| Cash Advance Fee | 2.5% (min ₹500) |
Fee waiver: Spend ₹1,00,000 or more in preceding 12 months for fee waiver
PaisaSimple Review
Overall Rating
4.9/5What do we like about this card?
SimplySAVE SBI Card issued by SBI Card is one of India's leading credit cards for Entry Level spends, featuring competitive reward earning and verified travel perks.
Pros
- • Base Rewards: 1 Reward Point per ₹150 (1 Reward Point per ₹150 on other retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
Cons
- • Annual renewal fee of ₹499
- • Reward exclusion on fuel purchases and wallet load transactions
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- • 2,000 bonus Reward Points worth ₹500 on spending ₹2,000 in first 60 days
- • Qualification Criteria: Spend ₹2,000 within 60 days of card setup
- • Fulfillment Timeline: Credited within 60 days
- • Welcome gift voucher worth ₹500 upon payment of joining fee within 30 days
- • Qualification Criteria: Joining fee payment within 30 days
- • Fulfillment Timeline: 30 days post fee realization
- • Free PVR movie tickets worth ₹500 upon card activation and fee realization
- • Qualification Criteria: Card activation and fee payment within 30 days
- • Fulfillment Timeline: 30 days
- • Base Rewards: 1 Reward Point per ₹150 (1 Reward Point per ₹150 on other retail spends)
- • Accelerated Rewards: 10 Reward Points per ₹150 (1.67% return) on Dining, Movies, Departmental stores and Grocery spends
- • Excluded Categories: Fuel, Wallet loads
- • Base Rewards: 4 Reward Points per ₹150 (4 Reward Points per ₹150 on other retail spends)
- • Accelerated Rewards: 8 Reward Points per ₹150 (8X) on Special Categories (Travel Agencies, Tour Operators, Package Tours, Airlines, Departmental Stores)
- • Excluded Categories: Fuel, Wallet loads
- • Base Rewards: 1 Free PVR INOX Movie Ticket per ₹10000 (1 free PVR INOX movie ticket (worth up to ₹400) every month on monthly billing spend of ₹10,000)
- • 2 Free PVR INOX Movie Tickets per ₹15000 (2 free PVR INOX movie tickets (worth up to ₹800) every month on monthly billing spend of ₹15,000)
- • Accelerated Rewards: Up to 24 free movie tickets every year (worth up to ₹9,600) delivered automatically each billing cycle
- • Excluded Categories: Fuel, Wallet loads
- • Base Rewards: 1 Reward Point per ₹150 (1 Reward Point per ₹150 on other retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Base Rewards: 4 Reward Points per ₹150 (4 Reward Points per ₹150 on other retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Base Rewards: 1 Free PVR INOX Movie Ticket per ₹10000 (1 free PVR INOX movie ticket (worth up to ₹400) every month on monthly billing spend of ₹10,000)
- • 2 Free PVR INOX Movie Tickets per ₹15000 (2 free PVR INOX movie tickets (worth up to ₹800) every month on monthly billing spend of ₹15,000)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Annual renewal fee of ₹499
- • Reward exclusion on fuel purchases and wallet load transactions
- • Annual renewal fee of ₹499
- • Reward exclusion on fuel purchases and wallet load transactions
- • Annual renewal fee of ₹499
- • Reward exclusion on fuel purchases and wallet load transactions