PVR Kotak Credit Card
Updated on August 25, 2026
🎖️Reward Rate
Base Rewards: 1 Free PVR INOX Movie Ticket per ₹10000 (1 free PVR INOX movie ticket (worth up to ₹400) every month on monthly billing spend of ₹10,000)
Overview
PVR Kotak Credit Card by Kotak Mahindra Bank provides premium value tailored for Co-brand/Lifestyle cardholders.
Rewards
Reward Type
Reward Points
Reward Rate
- • Base Rewards: 1 Free PVR INOX Movie Ticket per ₹10000 (1 free PVR INOX movie ticket (worth up to ₹400) every month on monthly billing spend of ₹10,000)
- • 2 Free PVR INOX Movie Tickets per ₹15000 (2 free PVR INOX movie tickets (worth up to ₹800) every month on monthly billing spend of ₹15,000)
- • Accelerated Rewards: Up to 24 free movie tickets every year (worth up to ₹9,600) delivered automatically each billing cycle
- • Excluded Categories: Fuel, Wallet loads
Welcome Benefit
Free PVR movie tickets worth ₹500 upon card activation and fee realization; Qualification Criteria: Card activation and fee payment within 30 days; Fulfillment Timeline: 30 days
Milestone Benefit
Spend ₹10,000 (Monthly): 1 Free PVR INOX Movie Ticket worth ₹400; Spend ₹15,000 (Monthly): 2 Free PVR INOX Movie Tickets worth ₹800; Annual Fee Waiver: Spend-based movie ticket rewards offset annual fee multiple times over
Redemption
Vouchers redeemable on PVR / INOX website, mobile app, and box office counters
Benefits
- Fuel Surcharge Waiver: 1% (Max waiver ₹300 per month)
- 20% Off on Food & Beverages at PVR INOX: 20% discount on food and beverage items at all PVR and INOX cinema counters across India. (Direct discount upon card swipe at concessions counter) [Partners: PVR INOX Cinemas]
Things to Know Before you apply
PVR Kotak Credit Card Eligibility Criteria
- Age: 21–65 years
- Salaried min ₹20,000/month; Self-employed min ITR ₹3,00,000 p.a.
- Salaried & Self-Employed Individuals
- Resident Indian
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹499 |
| Annual Fee | ₹499 |
| Foreign Currency Mark-up Fee | 3.5% |
| Cash Advance Fee | 2.5% (min ₹500) |
Fee waiver: Spend-based movie ticket rewards offset annual fee multiple times over
PaisaSimple Review
Overall Rating
4.9/5What do we like about this card?
PVR Kotak Credit Card issued by Kotak Mahindra Bank is one of India's leading credit cards for Co-brand/Lifestyle spends, featuring competitive reward earning and verified travel perks.
Pros
- • Base Rewards: 1 Free PVR INOX Movie Ticket per ₹10000 (1 free PVR INOX movie ticket (worth up to ₹400) every month on monthly billing spend of ₹10,000)
- • 2 Free PVR INOX Movie Tickets per ₹15000 (2 free PVR INOX movie tickets (worth up to ₹800) every month on monthly billing spend of ₹15,000)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
Cons
- • Annual renewal fee of ₹499
- • Reward exclusion on fuel purchases and wallet load transactions
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- • Free PVR movie tickets worth ₹500 upon card activation and fee realization
- • Qualification Criteria: Card activation and fee payment within 30 days
- • Fulfillment Timeline: 30 days
- • 2,000 bonus Reward Points worth ₹500 on spending ₹2,000 in first 60 days
- • Qualification Criteria: Spend ₹2,000 within 60 days of card setup
- • Fulfillment Timeline: Credited within 60 days
- • Welcome gift voucher worth ₹500 upon payment of joining fee within 30 days
- • Qualification Criteria: Joining fee payment within 30 days
- • Fulfillment Timeline: 30 days post fee realization
- • Base Rewards: 1 Free PVR INOX Movie Ticket per ₹10000 (1 free PVR INOX movie ticket (worth up to ₹400) every month on monthly billing spend of ₹10,000)
- • 2 Free PVR INOX Movie Tickets per ₹15000 (2 free PVR INOX movie tickets (worth up to ₹800) every month on monthly billing spend of ₹15,000)
- • Accelerated Rewards: Up to 24 free movie tickets every year (worth up to ₹9,600) delivered automatically each billing cycle
- • Excluded Categories: Fuel, Wallet loads
- • Base Rewards: 1 Reward Point per ₹150 (1 Reward Point per ₹150 on other retail spends)
- • Accelerated Rewards: 10 Reward Points per ₹150 (1.67% return) on Dining, Movies, Departmental stores and Grocery spends
- • Excluded Categories: Fuel, Wallet loads
- • Base Rewards: 4 Reward Points per ₹150 (4 Reward Points per ₹150 on other retail spends)
- • Accelerated Rewards: 8 Reward Points per ₹150 (8X) on Special Categories (Travel Agencies, Tour Operators, Package Tours, Airlines, Departmental Stores)
- • Excluded Categories: Fuel, Wallet loads
- • Base Rewards: 1 Free PVR INOX Movie Ticket per ₹10000 (1 free PVR INOX movie ticket (worth up to ₹400) every month on monthly billing spend of ₹10,000)
- • 2 Free PVR INOX Movie Tickets per ₹15000 (2 free PVR INOX movie tickets (worth up to ₹800) every month on monthly billing spend of ₹15,000)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Base Rewards: 1 Reward Point per ₹150 (1 Reward Point per ₹150 on other retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Base Rewards: 4 Reward Points per ₹150 (4 Reward Points per ₹150 on other retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Annual renewal fee of ₹499
- • Reward exclusion on fuel purchases and wallet load transactions
- • Annual renewal fee of ₹499
- • Reward exclusion on fuel purchases and wallet load transactions
- • Annual renewal fee of ₹499
- • Reward exclusion on fuel purchases and wallet load transactions