Tata Neu Infinity SBI Card
4.9/5.0
Updated on August 25, 2026
🎖️Reward Rate
Base/Primary Reward Rate: Official: 5% Value Back (NeuCoins) on Tata Neu App/Website & partner Tata brands is the PRIMARY reward
Overview
Tata Neu SBI Card by SBI Card provides premium value tailored for Co-brand cardholders.
Rewards
Reward Type
Reward Points
Reward Rate
- • Base/Primary Reward Rate: Official: 5% Value Back (NeuCoins) on Tata Neu App/Website & partner Tata brands is the PRIMARY reward
- • 1.5% applies to 'other spends incl. UPI' (RuPay variant only)
- • Accelerated/Tata Brand Reward Rate: PaisaSimple: 'Up to 10% NeuCoins (5% on card + 5% on NeuPass)'
- • UPI Reward Rate Condition: Official: 1.5% Value Back on other spends incl. UPI applies 'on the RuPay Variant' only
- • Reward Rate on Tata Neu App/Partner Brands: 5% Value Back (flat)
- • Reward Rate on Other/UPI Spends: 1.5% Value Back on other spends incl. UPI — RuPay Variant only
Welcome Benefit
Welcome Benefit Timing: Credited within 15 days of Joining Fee realisation
Milestone Benefit
Milestone — ₹3 Lakh annual spend: Annual Fee reversal on annual spends of ₹3 lakh+; reversed within 30 days of fee charge date
Benefits
- Domestic Lounge Access: Official: 8 visits/year (2/quarter) but ONLY 'applicable on achieving Rs. 75,000 spends in previous quarter'
- Fuel Surcharge Waiver Cap: PaisaSimple: max ₹250 per month
- Official: max ₹500 per statement cycle
- Fuel Surcharge Waiver Range: Official specifies waiver applies on transactions between ₹500–₹4,000
- Add-on Card Fee: Official: Nil
- Flexipay EMI: Official: convert purchases ≥₹2,500 into monthly EMIs
- Add-on Cards: Available for parents, spouse, children, siblings above age 18
- Add-on Card Fee: Nil
- Fuel Surcharge Waiver Rate: 1% on transactions ₹500–₹4,000
- Fuel Surcharge Waiver Cap: Max ₹500 per statement cycle
- Domestic Airport Lounge: 8 accesses/year (2/quarter) — CONDITIONAL on achieving ₹75,000 spend in the previous quarter
- RuPay/UPI Integration: 1.5% Value Back on UPI transactions — RuPay Variant only (per Rewards tab)
- Fuel Surcharge Waiver: 1% on transactions ₹500–₹4,000, max ₹500/statement cycle
- Flexipay EMI: Convert purchases ≥₹2,500 into easy monthly EMIs
- Add-on Cards: Available for parents, spouse, children, siblings above age 18
Things to Know Before you apply
Tata Neu Infinity SBI Card Eligibility Criteria
- Age: 21–65 years
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹1,499 |
| Annual Fee | ₹1,499 |
| Foreign Currency Mark-up Fee | 2% |
| Cash Advance Fee | Cash Advance Fee: 2.5% of amount, min ₹500; Cash Advance Fee: Not shown on captured pages |
PaisaSimple Review
Overall Rating
4.9/5What do we like about this card?
Card Name: PaisaSimple lists card as 'Tata Neu SBI Card'
Pros
- • Base Rewards: 1.5% NeuCoins per ₹100 (1.5% NeuCoins on all non-Tata retail transactions & eligible merchant UPI payments)
- • Forex markup rate of 2%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
Cons
- • Annual renewal fee of ₹1499
- • Reward exclusion on fuel purchases and wallet load transactions
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Fee Details
Joining Fee
₹1,499
Annual/Renewal Fee
₹1,499
Joining Fee
₹1,499
Annual/Renewal Fee
₹1,499
Joining Fee
₹3,000
Annual/Renewal Fee
₹2,000
Welcome Benefit
- • Welcome Benefit Timing: Credited within 15 days of Joining Fee realisation
- • Welcome Benefit - Bonus points: Get 6,000 bonus reward points worth Rs. 1,500 on payment of Annual Fee
- • Welcome vouchers worth ₹5,000+ (Tata CLiQ, EaseMyTrip, Croma) on payment of joining fee
- • Qualification Criteria: Card activation and fee payment within 45 days
- • Fulfillment Timeline: 45 days post fee realization
Reward/Cashback Rate
- • Base/Primary Reward Rate: Official: 5% Value Back (NeuCoins) on Tata Neu App/Website & partner Tata brands is the PRIMARY reward
- • 1.5% applies to 'other spends incl. UPI' (RuPay variant only)
- • Accelerated/Tata Brand Reward Rate: PaisaSimple: 'Up to 10% NeuCoins (5% on card + 5% on NeuPass)'
- • UPI Reward Rate Condition: Official: 1.5% Value Back on other spends incl. UPI applies 'on the RuPay Variant' only
- • Reward Rate on Tata Neu App/Partner Brands: 5% Value Back (flat)
- • Reward Rate on Other/UPI Spends: 1.5% Value Back on other spends incl. UPI — RuPay Variant only
- • Reward Rate — BPCL fuel - Accelerated rewards on BPCL fuel/lubricants: 7.25% value back (~25X Reward Points) on BPCL fuel purchases
- • 25 RP per ₹100 on BPCL Fuel, Lubricants & Bharat Gas (website & app only)
- • capped at 2,500 RP per billing cycle
- • Reward Rate — Dining/Grocery/Movies - 10 RP per ₹100: 10 RP per ₹100 on Dining, Departmental Stores, Grocery & Movies — capped at up to 7,500 RP per month
- • Reward Rate — Bharat Gas - Bharat Gas category: 25 RP per ₹100 on Bharat Gas (website & app only), capped at 500 RP per billing cycle
- • Reward Rate — Other retail - Base reward rate: 1 RP per ₹100 on other retail purchases (except mobile wallet upload & non-BPCL fuel spends)
- • Base Rewards: 4 Handpicked Points per ₹100 (4 Handpicked Points per ₹100 on international spends)
- • 2 Handpicked Points per ₹100 (2 Handpicked Points per ₹100 on domestic retail spends)
- • Accelerated Rewards: 50% extra points on American Express card variant
- • Excluded Categories: Fuel, Wallet loads
Pros
- • Base Rewards: 1.5% NeuCoins per ₹100 (1.5% NeuCoins on all non-Tata retail transactions & eligible merchant UPI payments)
- • Forex markup rate of 2%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
—
- • Base Rewards: 4 Handpicked Points per ₹100 (4 Handpicked Points per ₹100 on international spends)
- • 2 Handpicked Points per ₹100 (2 Handpicked Points per ₹100 on domestic retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
Cons
- • Annual renewal fee of ₹1499
- • Reward exclusion on fuel purchases and wallet load transactions
—
- • Annual renewal fee of ₹2000
- • Reward exclusion on fuel purchases and wallet load transactions