SimplyCLICK SBI Card
Updated on August 25, 2026
🎖️Reward Rate
Base Rewards: 1 Reward Point per ₹100 (1 Reward Point per ₹100 on offline retail spends)
Overview
SimplyCLICK SBI Card by SBI Card provides premium value tailored for Cashback/Online cardholders.
Rewards
Reward Type
Cashback
Reward Rate
- • Base Rewards: 1 Reward Point per ₹100 (1 Reward Point per ₹100 on offline retail spends)
- • Accelerated Rewards: 10X Reward Points (10 RPs per ₹100 = 2.5% return) on exclusive online partners: Amazon, BookMyShow, Cleartrip, Dominos, Myntra, Yatra, Netmeds. 5X Reward Points on all other online spends.
- • Excluded Categories: Fuel, Wallet loads, Utility and Education payments
Welcome Benefit
Amazon.in gift card worth ₹500 upon realization of annual joining fee; Qualification Criteria: Payment of annual fee within 30 days; Fulfillment Timeline: Sent via SMS within 15 days of fee realization
Milestone Benefit
Spend ₹1 Lakhs (Annual): Annual renewal fee waiver of ₹499 + ₹2,000 Cleartrip e-voucher; Spend ₹2 Lakhs (Annual): Additional ₹2,000 Cleartrip e-voucher; Annual Fee Waiver: Spend ₹1,00,000 or more in preceding 12 months for fee waiver
Redemption
SBI Card catalog for gift vouchers, electronics, and cash credit at 1 RP = ₹0.25
Benefits
- Fuel Surcharge Waiver: 1% (Max waiver ₹100 per statement cycle)
- 1% Fuel Surcharge Waiver: 1% fuel surcharge waiver for each transaction between ₹500 and ₹3,000 across all petrol pumps in India. (Max waiver ₹100 per statement cycle) [Partners: All Fuel Pumps]
Things to Know Before you apply
SimplyCLICK SBI Card Eligibility Criteria
- Age: 21–60 years
- Salaried min ₹20,000/month; Self-employed min ITR ₹3,00,000 p.a.
- Salaried & Self-Employed Individuals
- Resident Indian
SimplyCLICK SBI Card Customer Care
- Toll Free: 1800 1200
- Landline: +91 22 6600 6600
- Concierge Service: customer.care@bank.com
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹499 |
| Annual Fee | ₹499 |
| Foreign Currency Mark-up Fee | 3.5% |
| Cash Advance Fee | 2.5% (min ₹500) |
Fee waiver: Spend ₹1,00,000 or more in preceding 12 months for fee waiver
PaisaSimple Review
Overall Rating
4.9/5What do we like about this card?
SimplyCLICK SBI Card issued by SBI Card is one of India's leading credit cards for Cashback/Online spends, featuring competitive reward earning and verified travel perks.
Pros
- • Base Rewards: 1 Reward Point per ₹100 (1 Reward Point per ₹100 on offline retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
Cons
- • Annual renewal fee of ₹499
- • Reward exclusion on fuel purchases and wallet load transactions
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- • Amazon.in gift card worth ₹500 upon realization of annual joining fee
- • Qualification Criteria: Payment of annual fee within 30 days
- • Fulfillment Timeline: Sent via SMS within 15 days of fee realization
- • null
- • 499 NeuCoins upon payment of membership fee and card activation within 30 days
- • Qualification Criteria: Fee realization
- • First spend on Tata Neu app within 30 days
- • Fulfillment Timeline: Credited within 30 days of spend condition fulfillment
- • Base Rewards: 1 Reward Point per ₹100 (1 Reward Point per ₹100 on offline retail spends)
- • Accelerated Rewards: 10X Reward Points (10 RPs per ₹100 = 2.5% return) on exclusive online partners: Amazon, BookMyShow, Cleartrip, Dominos, Myntra, Yatra, Netmeds. 5X Reward Points on all other online spends.
- • Excluded Categories: Fuel, Wallet loads, Utility and Education payments
- • 5% cashback on utility bill payments & recharges via Google Pay (capped at ₹500/month)
- • 4% on Swiggy, Zomato & Ola (capped at ₹500/month)
- • 1.5% unlimited flat cashback on all other eligible retail transactions.
- • Base Rewards: 1% NeuCoins per ₹100 (1% NeuCoins on all non-Tata brands and RuPay UPI merchant transactions)
- • Accelerated Rewards: 2% NeuCoins on Tata Neu app + 5% NeuPass benefits (total 7% value) across Tata brands
- • Excluded Categories: Fuel, Wallet load, Rent
- • Base Rewards: 1 Reward Point per ₹100 (1 Reward Point per ₹100 on offline retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • 5% cashback on eligible utility bill payments and DTH/mobile recharges on Google Pay
- • 4% cashback on Swiggy, Zomato and Ola
- • 1.5% cashback on other eligible spends
- • 4 complimentary domestic airport lounge visits per calendar year at select airports
- • 1% fuel surcharge waiver on eligible fuel transactions
- • annual fee waiver on annual spends greater than ₹2,00,000, subject to eligible-spend conditions
- • Base Rewards: 1% NeuCoins per ₹100 (1% NeuCoins on all non-Tata brands and RuPay UPI merchant transactions)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Annual renewal fee of ₹499
- • Reward exclusion on fuel purchases and wallet load transactions
- • ₹499 annual fee from the 2nd year if the annual-spend waiver condition is not met
- • cashback is not earned on excluded categories such as fuel, rent, education, wallet loads, government services, insurance, gold and jewellery, financial institutions, cash advances and repayments, EMI transactions and card fees
- • 5% utility and recharge cashback is restricted to eligible transactions through Google Pay
- • 4% cashback category is limited to Swiggy, Zomato and Ola
- • foreign currency transaction fee is 3.5%
- • cash withdrawal fee is 2.5% with a minimum of ₹500
- • Annual renewal fee of ₹499
- • Reward exclusion on fuel purchases and wallet load transactions