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SimplyCLICK SBI Card

RewardsVerified · August 25, 2026
4.9/5.0

Updated on August 25, 2026

SimplyCLICK SBI Card

🎖️Reward Rate

Base Rewards: 1 Reward Point per ₹100 (1 Reward Point per ₹100 on offline retail spends)

Overview

SimplyCLICK SBI Card by SBI Card provides premium value tailored for Cashback/Online cardholders.

Rewards

Reward Type

Cashback

Reward Rate

  • Base Rewards: 1 Reward Point per ₹100 (1 Reward Point per ₹100 on offline retail spends)
  • Accelerated Rewards: 10X Reward Points (10 RPs per ₹100 = 2.5% return) on exclusive online partners: Amazon, BookMyShow, Cleartrip, Dominos, Myntra, Yatra, Netmeds. 5X Reward Points on all other online spends.
  • Excluded Categories: Fuel, Wallet loads, Utility and Education payments

Welcome Benefit

Amazon.in gift card worth ₹500 upon realization of annual joining fee; Qualification Criteria: Payment of annual fee within 30 days; Fulfillment Timeline: Sent via SMS within 15 days of fee realization

Milestone Benefit

Spend ₹1 Lakhs (Annual): Annual renewal fee waiver of ₹499 + ₹2,000 Cleartrip e-voucher; Spend ₹2 Lakhs (Annual): Additional ₹2,000 Cleartrip e-voucher; Annual Fee Waiver: Spend ₹1,00,000 or more in preceding 12 months for fee waiver

Redemption

SBI Card catalog for gift vouchers, electronics, and cash credit at 1 RP = ₹0.25

Benefits

  • Fuel Surcharge Waiver: 1% (Max waiver ₹100 per statement cycle)
  • 1% Fuel Surcharge Waiver: 1% fuel surcharge waiver for each transaction between ₹500 and ₹3,000 across all petrol pumps in India. (Max waiver ₹100 per statement cycle) [Partners: All Fuel Pumps]

Things to Know Before you apply

SimplyCLICK SBI Card Eligibility Criteria

  • Age: 21–60 years
  • Salaried min ₹20,000/month; Self-employed min ITR ₹3,00,000 p.a.
  • Salaried & Self-Employed Individuals
  • Resident Indian

SimplyCLICK SBI Card Customer Care

  • Toll Free: 1800 1200
  • Landline: +91 22 6600 6600
  • Concierge Service: customer.care@bank.com

Fees & Charges

ParticularsAmount
Joining Fee₹499
Annual Fee₹499
Foreign Currency Mark-up Fee3.5%
Cash Advance Fee2.5% (min ₹500)

Fee waiver: Spend ₹1,00,000 or more in preceding 12 months for fee waiver

PaisaSimple Review

Overall Rating

4.9/5

What do we like about this card?

SimplyCLICK SBI Card issued by SBI Card is one of India's leading credit cards for Cashback/Online spends, featuring competitive reward earning and verified travel perks.

Pros

  • Base Rewards: 1 Reward Point per ₹100 (1 Reward Point per ₹100 on offline retail spends)
  • Forex markup rate of 3.5%
  • Airport lounge and lifestyle dining privileges
  • Value-packed milestone rewards on annual spend

Cons

  • Annual renewal fee of ₹499
  • Reward exclusion on fuel purchases and wallet load transactions

Compare with Similar Cards

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Fee Details

Joining Fee

₹499

Annual/Renewal Fee

₹499

Joining Fee

₹499

Annual/Renewal Fee

₹499

Joining Fee

₹499

Annual/Renewal Fee

₹499

Welcome Benefit
  • Amazon.in gift card worth ₹500 upon realization of annual joining fee
  • Qualification Criteria: Payment of annual fee within 30 days
  • Fulfillment Timeline: Sent via SMS within 15 days of fee realization
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  • 499 NeuCoins upon payment of membership fee and card activation within 30 days
  • Qualification Criteria: Fee realization
  • First spend on Tata Neu app within 30 days
  • Fulfillment Timeline: Credited within 30 days of spend condition fulfillment
Reward/Cashback Rate
  • Base Rewards: 1 Reward Point per ₹100 (1 Reward Point per ₹100 on offline retail spends)
  • Accelerated Rewards: 10X Reward Points (10 RPs per ₹100 = 2.5% return) on exclusive online partners: Amazon, BookMyShow, Cleartrip, Dominos, Myntra, Yatra, Netmeds. 5X Reward Points on all other online spends.
  • Excluded Categories: Fuel, Wallet loads, Utility and Education payments
  • 5% cashback on utility bill payments & recharges via Google Pay (capped at ₹500/month)
  • 4% on Swiggy, Zomato & Ola (capped at ₹500/month)
  • 1.5% unlimited flat cashback on all other eligible retail transactions.
  • Base Rewards: 1% NeuCoins per ₹100 (1% NeuCoins on all non-Tata brands and RuPay UPI merchant transactions)
  • Accelerated Rewards: 2% NeuCoins on Tata Neu app + 5% NeuPass benefits (total 7% value) across Tata brands
  • Excluded Categories: Fuel, Wallet load, Rent
Pros
  • Base Rewards: 1 Reward Point per ₹100 (1 Reward Point per ₹100 on offline retail spends)
  • Forex markup rate of 3.5%
  • Airport lounge and lifestyle dining privileges
  • Value-packed milestone rewards on annual spend
  • 5% cashback on eligible utility bill payments and DTH/mobile recharges on Google Pay
  • 4% cashback on Swiggy, Zomato and Ola
  • 1.5% cashback on other eligible spends
  • 4 complimentary domestic airport lounge visits per calendar year at select airports
  • 1% fuel surcharge waiver on eligible fuel transactions
  • annual fee waiver on annual spends greater than ₹2,00,000, subject to eligible-spend conditions
  • Base Rewards: 1% NeuCoins per ₹100 (1% NeuCoins on all non-Tata brands and RuPay UPI merchant transactions)
  • Forex markup rate of 3.5%
  • Airport lounge and lifestyle dining privileges
  • Value-packed milestone rewards on annual spend
Cons
  • Annual renewal fee of ₹499
  • Reward exclusion on fuel purchases and wallet load transactions
  • ₹499 annual fee from the 2nd year if the annual-spend waiver condition is not met
  • cashback is not earned on excluded categories such as fuel, rent, education, wallet loads, government services, insurance, gold and jewellery, financial institutions, cash advances and repayments, EMI transactions and card fees
  • 5% utility and recharge cashback is restricted to eligible transactions through Google Pay
  • 4% cashback category is limited to Swiggy, Zomato and Ola
  • foreign currency transaction fee is 3.5%
  • cash withdrawal fee is 2.5% with a minimum of ₹500
  • Annual renewal fee of ₹499
  • Reward exclusion on fuel purchases and wallet load transactions