HDFC Bank Marriott Bonvoy Credit Card
Updated on August 25, 2026
🎖️Reward Rate
Base Rewards: 2 Marriott Bonvoy Points per ₹150 (2 MB Points per ₹150 on other retail spends)
Overview
HDFC Bank Marriott Bonvoy Credit Card by HDFC Bank provides premium value tailored for Co-brand/Travel cardholders.
Rewards
Reward Type
Air Miles
Reward Rate
- • Base Rewards: 2 Marriott Bonvoy Points per ₹150 (2 MB Points per ₹150 on other retail spends)
- • Accelerated Rewards: 8 Marriott Bonvoy Points per ₹150 spent at participating Marriott Bonvoy hotel properties
- • 4 Marriott Bonvoy Points per ₹150 spent on Travel, Dining and Entertainment
- • Excluded Categories: Fuel, Wallet load, Rent, Government services
Welcome Benefit
1 Free Night Award (FNA) worth up to 15,000 points upon payment of joining fee + 10 Elite Night Credits + Complimentary Silver Elite Status; Qualification Criteria: Fee realization within 90 days; Fulfillment Timeline: Free Night Award credited to linked Marriott Bonvoy account within 24 hours of fee payment
Milestone Benefit
Spend ₹6 Lakhs (Annual): 1 Additional Free Night Award (worth up to 15,000 points); Spend ₹9 Lakhs (Annual): 1 Additional Free Night Award (worth up to 15,000 points); Spend ₹15 Lakhs (Annual): 1 Additional Free Night Award (worth up to 15,000 points); Annual Fee Waiver: Free Night Award (worth up to 15,000 points) awarded upon annual fee payment rather than fee waiver
Redemption
- • Redeem for Free Hotel Stays at 8,500+ Marriott Bonvoy properties globally
- • Transfer to 35+ Global Airline Frequent Flyer Programs at 3:1 ratio
- • Marriott Bonvoy Moments VIP experiences
Benefits
- Domestic Airport Lounge: 12 per calendar year (both primary and add-on) via Diners Club Airport Lounges
- International Airport Lounge: 12 per calendar year via Diners Club Worldwide Lounges
- Fuel Surcharge Waiver: 1% (Max waiver ₹500 per statement cycle)
- Complimentary Golf Access: 2 complimentary golf accesses per quarter at select golf courses. (2 golf rounds per quarter) [Partners: Diners Club Golf Concierge]
- Marriott Bonvoy Silver Elite Status: Complimentary Silver Elite status offering 10% bonus points on hotel stays, priority late checkout, and ultimate reservation guarantee. (Includes 10 Elite Night Credits automatically loaded each calendar year) [Partners: Marriott Bonvoy]
Things to Know Before you apply
HDFC Bank Marriott Bonvoy Credit Card Eligibility Criteria
- Age: 21–60 years
- Salaried: Net monthly income > ₹1,00,000; Self-employed: ITR > ₹12 Lakhs per annum
- Salaried & Self-Employed Individuals
- Resident Indian
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹3,000 |
| Annual Fee | ₹3,000 |
| Foreign Currency Mark-up Fee | 3.5% |
| Cash Advance Fee | 2.5% (min ₹500) |
Fee waiver: Free Night Award (worth up to 15,000 points) awarded upon annual fee payment rather than fee waiver
PaisaSimple Review
Overall Rating
4.9/5What do we like about this card?
HDFC Bank Marriott Bonvoy Credit Card issued by HDFC Bank is one of India's leading credit cards for Co-brand/Travel spends, featuring competitive reward earning and verified travel perks.
Pros
- • Base Rewards: 2 Marriott Bonvoy Points per ₹150 (2 MB Points per ₹150 on other retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
Cons
- • Annual renewal fee of ₹3000
- • Reward exclusion on fuel purchases and wallet load transactions
Compare with Similar Cards
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- • 1 Free Night Award (FNA) worth up to 15,000 points upon payment of joining fee + 10 Elite Night Credits + Complimentary Silver Elite Status
- • Qualification Criteria: Fee realization within 90 days
- • Fulfillment Timeline: Free Night Award credited to linked Marriott Bonvoy account within 24 hours of fee payment
- • Get 1,500 reward points worth ₹1,500 as Welcome Benefit upon payment of joining fee + ₹500 cashback on first train ticket booked within 45 days.
- • Qualification Criteria: Payment of annual joining fee within 30 days of card issuance
- • Fulfillment Timeline: Credited to card account within 45 days of fee realization
- • 5,000 bonus EDGE Miles (worth 10,000 partner airmiles) upon first transaction within 30 days
- • Qualification Criteria: First card transaction within 30 days of issuance
- • Fulfillment Timeline: 30 days
- • Base Rewards: 2 Marriott Bonvoy Points per ₹150 (2 MB Points per ₹150 on other retail spends)
- • Accelerated Rewards: 8 Marriott Bonvoy Points per ₹150 spent at participating Marriott Bonvoy hotel properties
- • 4 Marriott Bonvoy Points per ₹150 spent on Travel, Dining and Entertainment
- • Excluded Categories: Fuel, Wallet load, Rent, Government services
- • Base Rewards: 3 Reward Points per ₹125 (3 Reward Points per ₹125 spent on Dining and standing instructions on Utility spends)
- • 1 Reward Point per ₹125 (1 Reward Point per ₹125 on other retail spends)
- • Accelerated Rewards: Up to 10% value back as Reward Points on buying train tickets through IRCTC App and Website for AC1, AC2, AC3, Executive Chair car, and Chair Car.
- • Excluded Categories: Fuel transactions, Wallet loads
- • Base Rewards: 2 EDGE Miles per ₹100 (2 EDGE Miles per ₹100 on general retail spends (2% value back))
- • Accelerated Rewards: 5 EDGE Miles per ₹100 (5% value back) directly spent on Airlines and Hotels (direct website or Travel EDGE portal). 1:2 mile conversion to partner airmiles.
- • Excluded Categories: Fuel, Wallet loads, Rent, Insurance
- • Base Rewards: 2 Marriott Bonvoy Points per ₹150 (2 MB Points per ₹150 on other retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Base Rewards: 3 Reward Points per ₹125 (3 Reward Points per ₹125 spent on Dining and standing instructions on Utility spends)
- • 1 Reward Point per ₹125 (1 Reward Point per ₹125 on other retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Base Rewards: 2 EDGE Miles per ₹100 (2 EDGE Miles per ₹100 on general retail spends (2% value back))
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Annual renewal fee of ₹3000
- • Reward exclusion on fuel purchases and wallet load transactions
- • Annual renewal fee of ₹1499
- • Reward exclusion on fuel purchases and wallet load transactions
- • Annual renewal fee of ₹5000
- • Reward exclusion on fuel purchases and wallet load transactions