YES Bank Marquee Credit Card
Verified · August 27, 2026
5.0/5.0
Updated on August 27, 2026
🎖️Reward Rate
Base Rewards: 18 Reward Points per ₹200 (18 YES Rewardz Points per ₹200 on offline POS retail expenditures (2.25% base reward return))
Overview
YES Bank Marquee Credit Card by YES Bank provides premium value tailored for Premium cardholders.
Rewards
Reward Type
Reward Points
Reward Rate
- • Base Rewards: 18 Reward Points per ₹200 (18 YES Rewardz Points per ₹200 on offline POS retail expenditures (2.25% base reward return))
- • 36 Reward Points per ₹200 (36 YES Rewardz Points per ₹200 on all online shopping & e-commerce (4.5% online reward return))
- • Accelerated Rewards: 36 Reward Points per ₹200 on all online transactions (up to 4.5% return value)
- • 10X points on YES Cart partner stores
- • Excluded Categories: Fuel purchases
- • Wallet loads
- • Government payments
- • Cash advances
Welcome Benefit
60,000 Bonus YES Rewardz Points (worth ₹15,000) upon payment of the joining fee and completion of first retail transaction within 30 days.; Qualification Criteria: Payment of joining fee of ₹9,999 + GST; First card transaction within 30 days; Fulfillment Timeline: Credited within 45 days of joining fee receipt
Milestone Benefit
Spend ₹10 Lakhs (Annual): 20,000 bonus Reward Points on achieving ₹10 Lakhs spend + renewal fee waiver; Spend ₹20 Lakhs (Annual): 40,000 additional bonus Reward Points upon achieving ₹20 Lakhs annual spend; Annual Fee Waiver: Spend ₹10,00,000 or more in the preceding 12 months for annual renewal fee waiver
Redemption
- • Flight & hotel reservations at 1 YES Point = ₹0.25 on YES Rewardz portal
- • 1:1 Air Mile conversions with Club Vistara, Air India, and InterMiles
- • Statement credit balance settlement at 1 YES Point = ₹0.25
Benefits
- Domestic Airport Lounge: Unlimited Unlimited domestic lounge visits for primary & add-on cardholders via Mastercard World Elite / Visa Infinite Program
- International Airport Lounge: Unlimited Unlimited international airport lounge visits + 6 complimentary guest visits per year via Priority Pass (Guest Access: 6 complimentary guest visits per calendar year)
- Fuel Surcharge Waiver: 1% (Max waiver ₹1000 per month) on fuel transactions between ₹400 and ₹5000
- BookMyShow Buy 1 Get 1 Free (Up to ₹800/month): Buy 1 movie ticket and get 1 free up to ₹400 per ticket, valid for up to 2 bookings per month on BookMyShow (Savings up to ₹9,600/year). (Up to 2 free tickets per month
- Max discount ₹400 per free ticket (valid on movies, plays, concerts)) [Partners: BookMyShow]
- Lowest 1% Foreign Currency Exchange Markup: Privileged 1.00% foreign exchange markup fee on all overseas expenditures and international online cross-border transactions. (Forex markup 1.0%
- Zero cross-border processing charges) [Partners: YES Bank Global Travel Network]
- Complimentary Golf Games & Lessons: Enjoy 4 complimentary rounds of golf and 4 complimentary golf coaching sessions every calendar year at leading golf courses across India. (4 golf games + 4 golf lessons annually
- Concierge reservations desk) [Partners: Apex Golf Management]
- Comprehensive ₹3 Crore Air Accident Cover: Air accident insurance cover up to ₹3 Crores, overseas medical emergency cover up to ₹50 Lakhs, and Lost Card Liability protection equal to credit limit. (Air Accident: ₹3 Crores
- Medical Hospitalization: ₹50 Lakhs
- Credit Shield Cover) [Partners: HDFC ERGO General Insurance]
Things to Know Before you apply
YES Bank Marquee Credit Card Eligibility Criteria
- Age: 21–65 years
- Net monthly salary > ₹3,00,000 for salaried; Annual ITR > ₹36,00,000 for self-employed
- Salaried & Self-Employed Individuals
- Resident Indian
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹9,999 |
| Annual Fee | ₹4,999 |
| Foreign Currency Mark-up Fee | 1% |
| Cash Advance Fee | 2.5% of withdrawn amount (Min ₹300) |
Fee waiver: Spend ₹10,00,000 or more in the preceding 12 months for annual renewal fee waiver
PaisaSimple Review
Overall Rating
5.0/5What do we like about this card?
YES Bank Marquee Credit Card issued by YES Bank is one of India's leading credit cards for Premium spends, featuring competitive reward earning and verified travel perks.
Pros
- • Base Rewards: 18 Reward Points per ₹200 (18 YES Rewardz Points per ₹200 on offline POS retail expenditures (2.25% base reward return))
- • 36 Reward Points per ₹200 (36 YES Rewardz Points per ₹200 on all online shopping & e-commerce (4.5% online reward return))
- • Forex markup rate of 1%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
Cons
- • Annual renewal fee of ₹4999
- • Reward exclusion on fuel purchases and wallet load transactions
Compare with Similar Cards
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Fee Details
Joining Fee
₹9,999
Annual/Renewal Fee
₹4,999
Joining Fee
₹7,000
Annual/Renewal Fee
₹7,000
Joining Fee
₹499
Annual/Renewal Fee
₹499
Welcome Benefit
- • 60,000 Bonus YES Rewardz Points (worth ₹15,000) upon payment of the joining fee and completion of first retail transaction within 30 days.
- • Qualification Criteria: Payment of joining fee of ₹9,999 + GST
- • First card transaction within 30 days
- • Fulfillment Timeline: Credited within 45 days of joining fee receipt
- • Complimentary banking privileges for Insignia account holders or 28,000 Bonus Reward Points (worth ₹7,000) on first purchase within 30 days and fee realization for other cardholders.
- • Qualification Criteria: Maintain Insignia Preferred Banking relationship or spend within 30 days
- • Fulfillment Timeline: Credited within 60 days of card issuance
- • 500 joining bonus reward points on spend of ₹5,000 or more within 60 days of card issuance
Reward/Cashback Rate
- • Base Rewards: 18 Reward Points per ₹200 (18 YES Rewardz Points per ₹200 on offline POS retail expenditures (2.25% base reward return))
- • 36 Reward Points per ₹200 (36 YES Rewardz Points per ₹200 on all online shopping & e-commerce (4.5% online reward return))
- • Accelerated Rewards: 36 Reward Points per ₹200 on all online transactions (up to 4.5% return value)
- • 10X points on YES Cart partner stores
- • Excluded Categories: Fuel purchases
- • Wallet loads
- • Government payments
- • Cash advances
- • Base Rewards: 5 Reward Points per ₹100 (5 Reward Points per ₹100 spent on all domestic retail purchases)
- • Accelerated Rewards: 10 Reward Points per ₹100 spent on all International purchases (Double Rewards Rate)
- • Excluded Categories: Fuel transactions
- • Wallet loading
- • Cash advances
- • 24 Reward Points per ₹150 on fuel purchases at HPCL retail outlets, LPG purchases and via HP Pay App (up to 5% savings)
- • 10 Reward Points per ₹150 on utility & departmental store spends (up to 2% savings)
- • 2 Reward Points per ₹150 on all other categories
- • Accelerated points and fuel surcharge waiver apply only at eligible HPCL fuel outlets
Pros
- • Base Rewards: 18 Reward Points per ₹200 (18 YES Rewardz Points per ₹200 on offline POS retail expenditures (2.25% base reward return))
- • 36 Reward Points per ₹200 (36 YES Rewardz Points per ₹200 on all online shopping & e-commerce (4.5% online reward return))
- • Forex markup rate of 1%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Base Rewards: 5 Reward Points per ₹100 (5 Reward Points per ₹100 spent on all domestic retail purchases)
- • Forex markup rate of 1.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Up to 5% savings on HPCL fuel, LPG and HP Pay App transactions
- • Low ₹499 joining and annual fee
- • 4 complimentary domestic lounge visits per year
- • Annual fee waiver on ₹50,000 spend
Cons
- • Annual renewal fee of ₹4999
- • Reward exclusion on fuel purchases and wallet load transactions
- • Annual renewal fee of ₹7000
- • Reward exclusion on fuel purchases and wallet load transactions
- • Accelerated rewards and surcharge waiver limited to eligible HPCL outlets
- • Age eligibility differs by employment type (21–60 salaried, 24–65 self-employed)
- • No specific minimum income figure disclosed