MakeMyTrip ICICI Bank Signature Credit Card
Verified · August 25, 2026
4.9/5.0
Updated on August 25, 2026
🎖️Reward Rate
Base Rewards: 4 My Cash per ₹200 (4 My Cash per ₹200 on MakeMyTrip hotel and holiday bookings)
Overview
MakeMyTrip ICICI Bank Signature Credit Card by ICICI Bank provides premium value tailored for Co-brand/Travel cardholders.
Rewards
Reward Type
Air Miles
Reward Rate
- • Base Rewards: 4 My Cash per ₹200 (4 My Cash per ₹200 on MakeMyTrip hotel and holiday bookings)
- • 2 My Cash per ₹200 (2 My Cash per ₹200 on MakeMyTrip flight bookings)
- • 1.25 My Cash per ₹200 (1.25 My Cash per ₹200 on all other retail spends)
- • Accelerated Rewards: 3 My Cash per ₹200 on international spends
- • Excluded Categories: Fuel, Wallet loads
Welcome Benefit
₹1,500 My Cash + MakeMyTrip Holiday voucher worth ₹2,500 + Lemon Tree Hotels voucher on fee realization; Qualification Criteria: Payment of joining fee within 45 days; Fulfillment Timeline: 30-45 days post joining fee realization
Milestone Benefit
Spend ₹2.5 Lakhs (Annual): 1,100 My Cash milestone bonus; Spend ₹5 Lakhs (Annual): Additional 4,000 My Cash milestone bonus; Annual Fee Waiver: Lifetime Free after initial joining fee payment
Redemption
- • Direct 1:1 redemption against flight, hotel and holiday bookings on MakeMyTrip
- • 1 My Cash = ₹1.00 MakeMyTrip cash
Benefits
- Domestic Airport Lounge: 8 per year (2 per quarter upon ₹35,000 spend) via Dreamfolks / Visa Signature
- International Airport Lounge: 1 per year via Dreamfolks / Priority Pass via Dreamfolks
- Fuel Surcharge Waiver: 1% (Max waiver ₹500 per statement cycle)
- Complimentary MMTBLACK Gold Membership: Automatic upgrade to MMTBLACK Gold Tier offering exclusive hotel discounts and room upgrades. (Special MMT customer support, Complimentary room upgrades at select partner properties) [Partners: MakeMyTrip]
- Complimentary Railway Lounge Access: 1 complimentary domestic railway lounge visit per quarter. (Available across IRCTC partner lounges) [Partners: IRCTC]
Things to Know Before you apply
MakeMyTrip ICICI Bank Signature Credit Card Eligibility Criteria
- Age: 21–65 years
- Salaried min ₹35,000/month; Self-employed min ITR ₹4,50,000 p.a.
- Salaried & Self-Employed Individuals
- Resident Indian
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹2,500 |
| Annual Fee | Free |
| Foreign Currency Mark-up Fee | 3.5% |
| Cash Advance Fee | 2.5% (min ₹500) |
Fee waiver: Lifetime Free after initial joining fee payment
PaisaSimple Review
Overall Rating
4.9/5What do we like about this card?
MakeMyTrip ICICI Bank Signature Credit Card issued by ICICI Bank is one of India's leading credit cards for Co-brand/Travel spends, featuring competitive reward earning and verified travel perks.
Pros
- • Base Rewards: 4 My Cash per ₹200 (4 My Cash per ₹200 on MakeMyTrip hotel and holiday bookings)
- • 2 My Cash per ₹200 (2 My Cash per ₹200 on MakeMyTrip flight bookings)
- • 1.25 My Cash per ₹200 (1.25 My Cash per ₹200 on all other retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
Cons
- • Standard terms & exclusions apply
- • Reward exclusion on fuel purchases and wallet load transactions
Compare with Similar Cards
Rating
4.9/5
5.0/5
5.0/5
Fee Details
Joining Fee
₹2,500
Annual/Renewal Fee
Free
Joining Fee
Free
Annual/Renewal Fee
Free
Joining Fee
Free
Annual/Renewal Fee
Free
Welcome Benefit
- • ₹1,500 My Cash + MakeMyTrip Holiday voucher worth ₹2,500 + Lemon Tree Hotels voucher on fee realization
- • Qualification Criteria: Payment of joining fee within 45 days
- • Fulfillment Timeline: 30-45 days post joining fee realization
- • Instant 100% digital onboarding via Scapia App, zero joining fee, instant virtual card generation, and immediate 0% forex markup activation on international transactions.
- • Qualification Criteria: Complete digital video-KYC and activate virtual card inside Scapia App
- • Fulfillment Timeline: Instant
- • Taj Epicure Membership voucher / ₹5,000 lifestyle voucher upon spending ₹50,000 within 60 days of card setup
- • Qualification Criteria: Spend ₹50,000 within 60 days
- • Fulfillment Timeline: 30 days post criteria completion
Reward/Cashback Rate
- • Base Rewards: 4 My Cash per ₹200 (4 My Cash per ₹200 on MakeMyTrip hotel and holiday bookings)
- • 2 My Cash per ₹200 (2 My Cash per ₹200 on MakeMyTrip flight bookings)
- • 1.25 My Cash per ₹200 (1.25 My Cash per ₹200 on all other retail spends)
- • Accelerated Rewards: 3 My Cash per ₹200 on international spends
- • Excluded Categories: Fuel, Wallet loads
- • Base Rewards: 10% Scapia Coins per ₹100 (10% Scapia Coins on all eligible online and offline domestic retail spends (2% effective reward rate, 5 Coins = ₹1))
- • 20% Scapia Coins per ₹100 (20% Scapia Coins on all flights and hotel bookings on Scapia App (4% effective reward rate, 5 Coins = ₹1))
- • Accelerated Rewards: Earn 20% Scapia Coins (4% return) on all domestic & international flight and hotel bookings made via the Scapia App. Instant 100% redemption against travel bookings on 500,000+ hotels and all major airlines with 0 convenience fee.
- • Excluded Categories: Fuel transactions, Rent payments, Wallet loads / Cash loads, Government services, Education fees, Jewellery purchases, Cash advances / ATM withdrawals, EMI transactions
- • Base Rewards: 3 Reward Points per ₹100 (3 Reward Points per ₹100 on all eligible retail spends (1 pt = 1 Airline Mile))
- • 6 Reward Points per ₹100 (6 Reward Points per ₹100 on dining, international, and hotel spends (2X accelerated rate))
- • Accelerated Rewards: 2X rewards on dining, hotels, and international spends. Points convert 1:1 to airline miles with Singapore Airlines KrisFlyer, British Airways Executive Club, Air India Flying Returns, and InterMiles.
- • Excluded Categories: Fuel, Rent, Wallet reloads
Pros
- • Base Rewards: 4 My Cash per ₹200 (4 My Cash per ₹200 on MakeMyTrip hotel and holiday bookings)
- • 2 My Cash per ₹200 (2 My Cash per ₹200 on MakeMyTrip flight bookings)
- • 1.25 My Cash per ₹200 (1.25 My Cash per ₹200 on all other retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Base Rewards: 10% Scapia Coins per ₹100 (10% Scapia Coins on all eligible online and offline domestic retail spends (2% effective reward rate, 5 Coins = ₹1))
- • 20% Scapia Coins per ₹100 (20% Scapia Coins on all flights and hotel bookings on Scapia App (4% effective reward rate, 5 Coins = ₹1))
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Lifetime Free card with zero annual charges
- • Base Rewards: 3 Reward Points per ₹100 (3 Reward Points per ₹100 on all eligible retail spends (1 pt = 1 Airline Mile))
- • 6 Reward Points per ₹100 (6 Reward Points per ₹100 on dining, international, and hotel spends (2X accelerated rate))
- • Forex markup rate of 1.99%
- • Airport lounge and lifestyle dining privileges
- • Lifetime Free card with zero annual charges
Cons
- • Standard terms & exclusions apply
- • Reward exclusion on fuel purchases and wallet load transactions
- • Standard terms & exclusions apply
- • Reward exclusion on fuel purchases and wallet load transactions
- • Standard terms & exclusions apply
- • Reward exclusion on fuel purchases and wallet load transactions