IndusInd Bank Legend Credit Card

Overview

IndusInd Bank Legend Credit Card by IndusInd Bank provides premium value tailored for Super Premium cardholders.

Rewards

Benefits

• Domestic Airport Lounge: 4 per year (1 visit per calendar quarter) via Mastercard / Visa Lounge Access Program [Criteria: Spend ₹35,000 in previous quarter]
• International Airport Lounge: Complimentary Priority Pass membership Usage chargeable at standard guest rates via Priority Pass
• Fuel Surcharge Waiver: 1% (Max waiver ₹250 per statement cycle) on fuel transactions between ₹400 and ₹4000
• BookMyShow Buy 1 Get 1 Free Movie Tickets: Buy 1 movie ticket and get 1 free up to ₹200 per ticket, valid for up to 3 complimentary tickets per month on BookMyShow (Savings up to ₹7,200/year). (Up to 3 free tickets per month
• Maximum discount ₹200 per ticket) [Partners: BookMyShow]
• Complimentary Golf Games & Coaching: Enjoy 1 complimentary golf game and 1 complimentary golf coaching session every quarter at top golf clubs across India. (1 game + 1 coaching session per quarter
• Booking via IndusInd Concierge Desk) [Partners: Apex Golf, Global Golf Network]
• 24x7 Dedicated Auto Assist & Concierge: Round-the-clock emergency roadside assistance including emergency fuel supply, flat tyre repair, lost key assistance, and worldwide concierge support. (On-road breakdown assistance in major cities
• Global flight/hotel/table booking concierge) [Partners: IndusInd Assist Desk]
• Comprehensive Air Accident & Travel Cover: Complimentary personal air accident insurance cover up to ₹25 Lakhs and lost card liability protection equal to the sanctioned credit limit. (Air Accident Insurance: ₹25 Lakhs
• Zero Lost Card Liability upon reporting) [Partners: ICICI Lombard, IndusInd Bank Card Protection]

Things to Know Before you apply

Fees & Charges

Fee waiver: Lifetime Free Card (Zero Annual & Renewal Fees)

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Rating

5.0/5

5.0/5

4.5/5

Fee Details

Joining Fee

Free

Annual/Renewal Fee

Free

Lowest fees

Joining Fee

₹7,000

Annual/Renewal Fee

₹7,000

Joining Fee

₹499

Annual/Renewal Fee

₹499

Welcome Benefit

• • Welcome luxury brand gift vouchers worth up to ₹5,000 from premier brands including Luxe Gift Card, Montblanc, The Postcard Hotel, Amazon, and Oberoi Hotels.
• • Qualification Criteria: Pay joining fee (if applicable) or complete first retail spend within 30 days
• • Fulfillment Timeline: Voucher codes dispatched via SMS/Email within 45 days of card activation

• • Complimentary banking privileges for Insignia account holders or 28,000 Bonus Reward Points (worth ₹7,000) on first purchase within 30 days and fee realization for other cardholders.
• • Qualification Criteria: Maintain Insignia Preferred Banking relationship or spend within 30 days
• • Fulfillment Timeline: Credited within 60 days of card issuance

• • 2,000 bonus reward points (worth ₹500) on spending ₹5,000 within 60 days of card issuance + cashback of ₹100 on first transaction of ₹1,000+ on HP Pay App.

Reward/Cashback Rate

• • Base Rewards: 1 Reward Point per ₹100 (1 Reward Point per ₹100 spent on weekday transactions)
• • 2 Reward Points per ₹100 (2 Reward Points per ₹100 spent on weekend transactions (2X Multiplier))
• • Accelerated Rewards: Earn 2 Reward Points per ₹100 on all Saturday and Sunday retail expenditures
• • Excluded Categories: Fuel transactions
• • Wallet reloads
• • Cash advances
• • Rental payments

• • Base Rewards: 5 Reward Points per ₹100 (5 Reward Points per ₹100 spent on all domestic retail purchases)
• • Accelerated Rewards: 10 Reward Points per ₹100 spent on all International purchases (Double Rewards Rate)
• • Excluded Categories: Fuel transactions
• • Wallet loading
• • Cash advances

• • 24 Reward Points per ₹150 spent on HPCL fuel, LPG, and lubricants via HP Pay App (4% valueback + 1% surcharge waiver = 5% total savings)
• • 10 Reward Points per ₹150 spent on Groceries and Departmental Stores (up to 1,000 points/month)
• • 2 Reward Points per ₹150 spent on all other domestic retail categories

Pros

• • Base Rewards: 1 Reward Point per ₹100 (1 Reward Point per ₹100 spent on weekday transactions)
• • 2 Reward Points per ₹100 (2 Reward Points per ₹100 spent on weekend transactions (2X Multiplier))
• • Forex markup rate of 3.5%
• • Airport lounge and lifestyle dining privileges
• • Lifetime Free card with zero annual charges

• • Base Rewards: 5 Reward Points per ₹100 (5 Reward Points per ₹100 spent on all domestic retail purchases)
• • Forex markup rate of 1.5%
• • Airport lounge and lifestyle dining privileges
• • Value-packed milestone rewards on annual spend

• • Shift to your shopping gear and avail up to 2% Savings (10 Reward Points for every ₹150 spent) on utility & departmental stores*. Get 2 Reward Points for every ₹150 spent on other categories. - Accelerated Reward Points and Fuel Surcharge Waiver benefits will be provided only on fuel transactions done...
• • Movie & Travel Fun Fuel the wanderlust in you with 4 Complimentary airport lounge access per year (1 per Quarter) at partner domestic lounges for primary cardholders***. Click Here to check the airport lounge list and eligibility criteria. Get 25% off up to ₹100 on the purchase of minimum 2 tickets per transaction at... Read more
• • High value reward program
• • Wide merchant acceptance

Cons

• • Standard terms & exclusions apply
• • Reward exclusion on fuel purchases and wallet load transactions

• • Annual renewal fee of ₹7000
• • Reward exclusion on fuel purchases and wallet load transactions

• • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified