ICICI Bank MakeMyTrip Signature Credit Card
Updated on August 19, 2026
🎖️Reward Rate
1.25 My Cash per ₹200 spent on non-MMT retail transactions (0.625% direct cash return).
Overview
Travel smarter with ICICI Bank MakeMyTrip Signature Credit Card. Receive ₹1,500 My Cash + ₹2,500 MakeMyTrip holiday voucher as welcome gift, complimentary domestic airport and railway lounges, and up to 4 My Cash per ₹200.
Rewards
Reward Type
Reward Points
Reward Rate
1.25 My Cash per ₹200 spent on non-MMT retail transactions (0.625% direct cash return).
Welcome Benefit
₹1,500 My Cash + ₹2,500 MMT Holiday Voucher.
Milestone Benefit
Annual renewal fee waiver on spending 100% Lifetime Free renewal (Zero annual maintenance fee after joining)
Redemption
1 My Cash = ₹1.00. 100% usable with zero restrictions for booking Flights, Hotels, Homestays, and Cabs on MakeMyTrip.
Benefits
- Welcome Gift: ₹1,500 My Cash + ₹2,500 MakeMyTrip Holiday Voucher upon payment of joining fee
- Complimentary MMTBLACK Exclusive Travel Membership with VIP hotel upgrades and zero cancellation fees
- Up to 4 My Cash per ₹200 spent on Hotel Bookings on MakeMyTrip (1 My Cash = ₹1.00 hard cash discount)
- 2 My Cash per ₹200 spent on Flight Bookings on MakeMyTrip
- 1.25 My Cash per ₹200 on all other retail
- 2 Complimentary Domestic Airport Lounge visits per quarter (8 visits/year) + 1 Complimentary Railway Lounge visit per quarter
- 25% Discount up to ₹150 on BookMyShow and Inox movie tickets (Twice per month)
- ₹4,000 welcome value instantly offsets the ₹2,500 joining fee with surplus ₹1,500 profit.
- Zero annual renewal fee (Lifetime Free after joining).
- 8 Domestic airport lounges + 4 Railway lounges per year.
Things to Know Before you apply
ICICI Bank MakeMyTrip Signature Credit Card Eligibility Criteria
- Age: 21–65 years
- Salaried: > ₹25,000/month; Self-Employed: ITR > ₹5,00,000
- Salaried & Self-Employed Individuals
- Resident Indian
ICICI Bank MakeMyTrip Signature Credit Card Customer Care
- Toll Free: 1800 1080
- Landline: +91 22 3366 7777
- Concierge Service: customer.care@icicibank.com
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹2,500 |
| Annual Fee | Free |
| Foreign Currency Mark-up Fee | 3.5% |
| Cash Advance Fee | 2.5% (Min ₹500) |
Fee waiver: 100% Lifetime Free renewal (Zero annual maintenance fee after joining)
PaisaSimple Review
Overall Rating
4.5/5What do we like about this card?
The ICICI Bank MakeMyTrip Signature Credit Card issued by ICICI Bank is a top choice in India for targeted category spend. It features 3.50% + GST forex markup and generous reward multipliers.
Pros
- • ₹4,000 welcome value instantly offsets the ₹2,500 joining fee with surplus ₹1,500 profit.
- • Zero annual renewal fee (Lifetime Free after joining).
- • 8 Domestic airport lounges + 4 Railway lounges per year.
Cons
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
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- • ₹1,500 My Cash + ₹2,500 MMT Holiday Voucher.
- • 499 NeuCoins (Worth ₹499) on card activation.
- • Swiggy One & Times Prime memberships upon achieving ₹75k spend in 90 days.
- • 1.25 My Cash per ₹200 spent on non-MMT retail transactions (0.625% direct cash return).
- • 1% NeuCoins on all retail transactions and UPI payments (1 NeuCoin = ₹1.00).
- • 4 Reward Points for every ₹150 spent (1 RP = ₹0.50 = 1.33% return on SmartBuy flights/hotels).
- • ₹4,000 welcome value instantly offsets the ₹2,500 joining fee with surplus ₹1,500 profit.
- • Zero annual renewal fee (Lifetime Free after joining).
- • 8 Domestic airport lounges + 4 Railway lounges per year.
- • 1 NeuCoin = ₹1.00 direct hard value at checkout on BigBasket groceries and Croma electronics.
- • 1% flat NeuCoins on all RuPay UPI QR scans.
- • 4 Domestic airport lounge visits per year.
- • Low 2.0% forex markup on all overseas transactions.
- • Save up to ₹6,000 per year on BookMyShow movie tickets.
- • 8 Global airport lounges (domestic and international) per year.
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified