ICICI Bank Coral Credit Card
Updated on August 20, 2026
🎖️Reward Rate
Cashback offers on the Amex variant have been revoked effective from 01 Jan 2025.
Overview
ICICI Bank Coral credit card offers lounge access, reward points, and BookMyShow offers. Apply for ICICI Bank Coral credit card today and enjoy premium benefits.
Rewards
Reward Type
Cashback
Reward Rate
- • Cashback offers on the Amex variant have been revoked effective from 01 Jan 2025.
- • Customers can avail upfront offers while booking tickets on BookMyShow by following the steps below-
Welcome Benefit
Complimentary activation bonus upon fee payment
Milestone Benefit
To enjoy domestic airport lounge access, you must spend ₹75,000 or more on your Coral Credit Card in a calendar quarter. This entitles you to avail the lounge access benefit in the following calendar quarter. The benefit is exclusively applicable to the primary Cardholder.; Please note that the airport lounge access benefit is available only for primary Cardholders. For more details on the criteria, click here . To view the complete list of lounges, click here .; Upgrade your travel experience with complimentary access to select railway lounges with your ICICI Bank Coral Credit Card. Get 1 complimentary access to select railway lounges in India every quarter. Simply present your ICICI Bank Coral Credit Card to enjoy the privileges; Over and above the permitted number of complimentary access, each subsequent access will be charged as per rates laid out by each lounge service provider.; Click here for a complete list of lounges.
Redemption
Redeem for flight/hotel bookings, brand vouchers, and statement cash credit
Benefits
- Save Money
- Quarterly Get 1 domestic airport lounge access. Click here for lounge list
- Quarterly
- Get 1 domestic airport lounge access. Click here for lounge list
- Annually Get 4 complimentary railway lounge access, Click here for lounge list
- Annually
- Get 4 complimentary railway lounge access, Click here for lounge list
- 25% off up to ₹100 Get discounts on movie tickets each on BookMyShow and INOX, twice a month
- 25% off up to ₹100
- Get discounts on movie tickets each on BookMyShow and INOX, twice a month
- Fuel surcharge waiver Get 1% waiver on fuel transactions worth ₹400 – ₹4,000 at Hindustan Petroleum Corporation Limited (HPCL) pumps*
- Fuel surcharge waiver
- Get 1% waiver on fuel transactions worth ₹400 – ₹4,000 at Hindustan Petroleum Corporation Limited (HPCL) pumps*
- Milestone Benefits Get 2,000 reward points on ₹2 lakh spend and 1,000 for every additional ₹1 lakh spend (max 10,000 points per Anniversary year)
- Milestone Benefits
- Get 2,000 reward points on ₹2 lakh spend and 1,000 for every additional ₹1 lakh spend (max 10,000 points per Anniversary year)
- ₹2 lakh Insurance Get a personal accident insurance cover (RuPay variant)
- ₹2 lakh Insurance
- Get a personal accident insurance cover (RuPay variant)
- 24/7 Concierge services Get round-the-clock assistance. To contact, please call the toll-free number 18002670731 (Rupay Variant)
- 24/7 Concierge services
- Get round-the-clock assistance. To contact, please call the toll-free number 18002670731 (Rupay Variant)
- Earn and Use Reward Points
- Earn Points on every ₹100 spend
- 2 On Retail Spend
- On Retail
- Spend
- 1 On Utility and Insurance Spend
- On Utility and Insurance
- Spend
- Redeem reward points for:
- Health and Beauty
- Travel and Luggage
- Shopping Voucher
- Home Appliances
- Electronics
- Fashion and Lifestyle
- Starting Apr 1, 2026, to be eligible for availing complimentary tickets offer on movie/ events tickets with BookMyShow, you must spend ₹25,000 or more on your Coral Credit Card within the preceding spends quarter. This entitles you to avail the 2 offers in the following calendar quarter. Please go through the illustration below to understand spends and offer eligibility period.
- Please go through the below illustration to understand the spends period along with the lounge eligibility period:
- Spends period offer - eligibility period
- Spend ₹25,000 between Dec 26, 2025 and Mar 25, 2026 - Get movie offer benefit between Apr 01, 2026 and June 30, 2026.
- Spend ₹25,000 between Mar 26, 2026 and June 25, 2026 - Get movie offer benefit between July 01, 2026 and Sep 30, 2026.
- Any additional bookings beyond the complimentary benefit will be charged as per the rates decided by the service provider. To book your movie ticket and for detailed terms & conditions, please click here .
- Plus (Add-On) members need to individually spend ₹25,000 in the preceding spends quarter, to be eligible for the offer in the subsequent calendar quarter
- The Credit Card comes with an embedded microchip that provides
Things to Know Before you apply
ICICI Bank Coral Credit Card Eligibility Criteria
- Age: 21–65 years
- Salaried: > ₹35,000/month; Self-Employed: ITR > ₹6,00,000
- Salaried & Self-Employed Individuals
- Resident Indian
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹500 |
| Annual Fee | ₹500 |
| Foreign Currency Mark-up Fee | 3.5% |
| Cash Advance Fee | 2.5% (Min ₹500) |
Fee waiver: waiver Get 1% waiver on fuel transactions worth ₹400 – ₹4,000 at Hindustan Petroleum Corporation Limited (HPCL) pumps* Fuel surcharge waiver Get 1% waiver on fuel transactions worth ₹400 – ₹4,000 at Hindustan Petroleum Corporation Limited (HPCL) pumps* Milestone Benefits Get 2,000 reward points on ₹2 lakh spend and 1,000
PaisaSimple Review
Overall Rating
4.5/5What do we like about this card?
The ICICI Bank Coral Credit Card – Your First Step to Financial Freedom issued by ICICI Bank is a top choice in India for everyday transactions and cashback. It features 3.5% forex markup and generous reward multipliers.
Pros
- • Cashback offers on the Amex variant have been revoked effective from 01 Jan 2025.
- • Customers can avail upfront offers while booking tickets on BookMyShow by following the steps below-
- • High value reward program
- • Wide merchant acceptance
Cons
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
Compare with Similar Cards
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- • Complimentary activation bonus upon fee payment
- • Most Important Terms and Conditions
- • HDFC Bank Credit Card holders must activate their Credit Cards within 30 days from the Card Open Date, as per ‘Master Direction – Credit and Debit Card – Issuance and Conduct Directions, 2022’ dated April 21, 2022, realised by Reserve Bank of India (RBI). In case the Credit Card is not activated within 30 days of the card opening date, a grace period of 7 days will be given to activate the card with the below-mentioned modes. At the end of the 37th day, the card will be closed.
- • Kindly refer to the FAQ to know the process of activating the card.
- • ₹500 Flipkart voucher + ₹100 Swiggy discount + ₹500 Myntra discount on first transaction within 30 days
- • Qualification Criteria: First card swipe within 30 days
- • Fulfillment Timeline: 30 days
- • Cashback offers on the Amex variant have been revoked effective from 01 Jan 2025.
- • Customers can avail upfront offers while booking tickets on BookMyShow by following the steps below-
- • Maximize savings every year on Marriott Bonvoy stays.
- • ₹ 25,600
- • Base Rewards: 5% Cashback per ₹100 (5% unlimited cashback on Flipkart & Myntra)
- • 4% Cashback per ₹100 (4% cashback on preferred partner merchants (Swiggy, PVR, Uber, Tata 1mg, Cleartrip))
- • 1% Cashback per ₹100 (1% unlimited cashback on all other eligible retail spends)
- • Accelerated Rewards: Automatic direct credit to monthly credit card statement bill with zero minimum threshold
- • Excluded Categories: Fuel, Wallet loads, Rent, Education, Govt payments
- • Cashback offers on the Amex variant have been revoked effective from 01 Jan 2025.
- • Customers can avail upfront offers while booking tickets on BookMyShow by following the steps below-
- • High value reward program
- • Wide merchant acceptance
- • Maximize savings every year on Marriott Bonvoy stays.
- • ₹ 25,600
- • Additional Features
- • High value reward program
- • Wide merchant acceptance
- • Base Rewards: 5% Cashback per ₹100 (5% unlimited cashback on Flipkart & Myntra)
- • 4% Cashback per ₹100 (4% cashback on preferred partner merchants (Swiggy, PVR, Uber, Tata 1mg, Cleartrip))
- • 1% Cashback per ₹100 (1% unlimited cashback on all other eligible retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
- • Annual renewal fee of ₹500
- • Reward exclusion on fuel purchases and wallet load transactions