ICICI Amazon Pay Credit Card
Updated on August 20, 2026

🎖️Reward Rate
Non-expiring, Unlimited rewards
Overview
Apply for the Amazon Pay ICICI Bank Credit Card and enjoy cashback on every purchase. Unlock exclusive rewards and start saving instantly.
Rewards
Reward Type
Cashback
Reward Rate
- • Non-expiring, Unlimited rewards
- • Lower forex mark-up at 1.99% on international spends
Welcome Benefit
Complimentary activation bonus upon fee payment
Milestone Benefit
Annual renewal fee waiver on spending threshold
Redemption
Redeem for flight/hotel bookings, brand vouchers, and statement cash credit
Benefits
- Save Money
- Markup at 1.99% Lower forex mark-up at 1.99% on international spends
- Markup at 1.99%
- Lower forex mark-up at 1.99% on international spends
- Unlimited Rewards Unlimited reward points upto 5% on Amazon purchases*
- Unlimited Rewards
- Unlimited reward points upto 5% on Amazon purchases*
- Unlimited Rewards Unlimited reward points of 1% on all other spends*
- Unlimited Rewards
- Unlimited reward points of 1% on all other spends*
- Fuel surcharge waiver 1% Surcharge waiver for all fuel purchase
- Fuel surcharge waiver
- 1% Surcharge waiver for all fuel purchase
- Earn and Use Reward Points
- Earn Points on every ₹100 spend
- 5 Prime Member
- Prime Member
- 3 Non- Prime Member
- Non- Prime Member
- 2 100+partner Merchants
- 100+partner Merchants
- Enjoy seamless reward points as Amazon Pay balance – with simple and effortless redemption
- Following are the key benefits of using Amazon Pay ICICI Bank Credit Card:
- No joining and annual fees
- Unlimited and never-expiring reward points
- Earn 5% reward points on purchases on Amazon.in for prime members and 3% for non-prime members. Earn 2% reward points at 100+ Amazon Pay partner merchants by using this card on Amazon Pay
- 1% reward points for all other payments*
- Low International Forex mark-up fee of 1.99%*
- Enjoy 3 months no-cost EMI on eligible Amazon.in transactions
- 1% surcharge waiver on all fuel purchases
- Earnings in the form of Amazon Pay balance, redeemable for all Amazon and Amazon Pay purchases
- Automatic conversion of earnings into Amazon Pay balance on the completion of every billing cycle*.
Things to Know Before you apply
ICICI Amazon Pay Credit Card Eligibility Criteria
- Age: 21–65 years
- Salaried: > ₹35,000/month; Self-Employed: ITR > ₹6,00,000
- Salaried & Self-Employed Individuals
- Resident Indian
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | Free |
| Annual Fee | Free |
| Foreign Currency Mark-up Fee | 3.5% |
| Cash Advance Fee | 2.5% (Min ₹500) |
Fee waiver: waiver 1% Surcharge waiver for all fuel purchase Fuel surcharge waiver 1% Surcharge waiver for all fuel purchase Earn and Use Reward Points Earn Points on every ₹100 spend 5
PaisaSimple Review
Overall Rating
4.5/5What do we like about this card?
The Amazon Pay ICICI Bank Credit Card – Apply Online issued by ICICI is a top choice in India for everyday transactions and cashback. It features 3.5% forex markup and generous reward multipliers.
Pros
- • Non-expiring, Unlimited rewards
- • Lower forex mark-up at 1.99% on international spends
- • You need to use the payment method ‘Login and Pay with Amazon’ to carry out purchases on Amazon Pay partner websites.
- • High value reward program
- • Wide merchant acceptance
Cons
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
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- • Complimentary activation bonus upon fee payment
- • Complimentary banking privileges for Insignia account holders or 28,000 Bonus Reward Points (worth ₹7,000) on first purchase within 30 days and fee realization for other cardholders.
- • Qualification Criteria: Maintain Insignia Preferred Banking relationship or spend within 30 days
- • Fulfillment Timeline: Credited within 60 days of card issuance
- • Complimentary activation bonus upon fee payment
- • Non-expiring, Unlimited rewards
- • Lower forex mark-up at 1.99% on international spends
- • Base Rewards: 5 Reward Points per ₹100 (5 Reward Points per ₹100 spent on all domestic retail purchases)
- • Accelerated Rewards: 10 Reward Points per ₹100 spent on all International purchases (Double Rewards Rate)
- • Excluded Categories: Fuel transactions
- • Wallet loading
- • Cash advances
- • Shift to your shopping gear and avail up to 2% Savings (10 Reward Points for every ₹150 spent) on utility & departmental stores*. Get 2 Reward Points for every ₹150 spent on other categories. - Accelerated Reward Points and Fuel Surcharge Waiver benefits will be provided only on fuel transactions done...
- • Movie & Travel Fun Fuel the wanderlust in you with 4 Complimentary airport lounge access per year (1 per Quarter) at partner domestic lounges for primary cardholders***. Click Here to check the airport lounge list and eligibility criteria. Get 25% off up to ₹100 on the purchase of minimum 2 tickets per transaction at... Read more
- • Non-expiring, Unlimited rewards
- • Lower forex mark-up at 1.99% on international spends
- • You need to use the payment method ‘Login and Pay with Amazon’ to carry out purchases on Amazon Pay partner websites.
- • High value reward program
- • Wide merchant acceptance
- • Base Rewards: 5 Reward Points per ₹100 (5 Reward Points per ₹100 spent on all domestic retail purchases)
- • Forex markup rate of 1.5%
- • Airport lounge and lifestyle dining privileges
- • Lifetime Free card with zero annual charges
- • Shift to your shopping gear and avail up to 2% Savings (10 Reward Points for every ₹150 spent) on utility & departmental stores*. Get 2 Reward Points for every ₹150 spent on other categories. - Accelerated Reward Points and Fuel Surcharge Waiver benefits will be provided only on fuel transactions done...
- • Movie & Travel Fun Fuel the wanderlust in you with 4 Complimentary airport lounge access per year (1 per Quarter) at partner domestic lounges for primary cardholders***. Click Here to check the airport lounge list and eligibility criteria. Get 25% off up to ₹100 on the purchase of minimum 2 tickets per transaction at... Read more
- • High value reward program
- • Wide merchant acceptance
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
- • Standard terms & exclusions apply
- • Reward exclusion on fuel purchases and wallet load transactions
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
