HPCL Coral ICICI Bank Credit Card
Updated on August 25, 2026
🎖️Reward Rate
Base Rewards: 2 ICICI Reward Points per ₹100 (2 points per ₹100 spent at HPCL fuel stations)
Overview
HPCL Coral ICICI Bank Credit Card by ICICI Bank provides premium value tailored for Fuel Co-brand cardholders.
Rewards
Reward Type
Reward Points
Reward Rate
- • Base Rewards: 2 ICICI Reward Points per ₹100 (2 points per ₹100 spent at HPCL fuel stations)
- • 2 ICICI Reward Points per ₹100 (2 points per ₹100 spent on general retail)
- • Accelerated Rewards: Up to 5% savings on HPCL fuel purchases (2.5% cashback + 2 Reward Points per ₹100 + 1% surcharge waiver via ICICI POS)
- • Excluded Categories: Non-HPCL petrol pumps
Welcome Benefit
2,000 bonus Reward Points upon spending ₹5,000 within first 60 days; Qualification Criteria: ₹5,000 retail spend within 60 days of card setup; Fulfillment Timeline: 45 days
Milestone Benefit
Spend ₹50,000 (Annual): Annual renewal fee waiver of ₹500; Annual Fee Waiver: Spend ₹50,000 or more in preceding 12 months for annual fee waiver
Redemption
- • Redeem for fuel at HPCL petrol pumps at 1 RP = ₹0.25 to ₹0.50
- • ICICI Rewards vouchers and gift cards
Benefits
- Domestic Airport Lounge: 4 per year (1 per quarter on spending ₹35,000 in preceding quarter) via Dreamfolks / Visa
- Fuel Surcharge Waiver: 1% (Max waiver ₹100 per transaction at HPCL outlets)
- 25% Discount on BookMyShow: 25% discount up to ₹100 on minimum 2 movie tickets twice a month on BookMyShow. (Twice a month booking on BookMyShow) [Partners: BookMyShow]
Things to Know Before you apply
HPCL Coral ICICI Bank Credit Card Eligibility Criteria
- Age: 21–65 years
- Salaried min ₹20,000/month; Self-employed min ITR ₹3,00,000 p.a.
- Salaried & Self-Employed Individuals
- Resident Indian
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹500 |
| Annual Fee | ₹500 |
| Foreign Currency Mark-up Fee | 3.5% |
| Cash Advance Fee | 2.5% (min ₹500) |
Fee waiver: Spend ₹50,000 or more in preceding 12 months for annual fee waiver
PaisaSimple Review
Overall Rating
4.9/5What do we like about this card?
HPCL Coral ICICI Bank Credit Card issued by ICICI Bank is one of India's leading credit cards for Fuel Co-brand spends, featuring competitive reward earning and verified travel perks.
Pros
- • Base Rewards: 2 ICICI Reward Points per ₹100 (2 points per ₹100 spent at HPCL fuel stations)
- • 2 ICICI Reward Points per ₹100 (2 points per ₹100 spent on general retail)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
Cons
- • Annual renewal fee of ₹500
- • Reward exclusion on fuel purchases and wallet load transactions
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- • 2,000 bonus Reward Points upon spending ₹5,000 within first 60 days
- • Qualification Criteria: ₹5,000 retail spend within 60 days of card setup
- • Fulfillment Timeline: 45 days
- • 500 Reward Points on fee realisation (applicable only on payment of the Joining/Membership Fee)
- • Welcome Benefit: SonyLIV Premium annual subscription worth ₹1,499 free with first purchase within 30 days
- • voucher via SMS within 45 days of issuance OR within 60 days of annual fee payment for eligible customers
- • Base Rewards: 2 ICICI Reward Points per ₹100 (2 points per ₹100 spent at HPCL fuel stations)
- • 2 ICICI Reward Points per ₹100 (2 points per ₹100 spent on general retail)
- • Accelerated Rewards: Up to 5% savings on HPCL fuel purchases (2.5% cashback + 2 Reward Points per ₹100 + 1% surcharge waiver via ICICI POS)
- • Excluded Categories: Non-HPCL petrol pumps
- • 1 Reward Point per ₹150 spent (base)
- • 5X Reward Points on Dining, Movies, Groceries, Railway and Taxi bookings, capped at 1,500 points/statement cycle
- • 25X Reward Points on birthday spends, capped at 3,000 points
- • 10X Reward Points via PayZapp/SmartBuy
- • Base Reward Rate: 4 EDGE Reward points for every ₹200 spent using the card
- • Reward-Excluded Categories: Movie, Fuel, Insurance, Wallet, Rent, Utilities, Jewellery, Education, Government Institutions, and EMI transactions all earn zero reward points
- • Base Rewards: 2 ICICI Reward Points per ₹100 (2 points per ₹100 spent at HPCL fuel stations)
- • 2 ICICI Reward Points per ₹100 (2 points per ₹100 spent on general retail)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Base Rewards: 1 CashPoint per ₹150 (1 CashPoint per ₹150 on retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Annual renewal fee of ₹500
- • Reward exclusion on fuel purchases and wallet load transactions
- • Annual renewal fee of ₹500
- • Reward exclusion on fuel purchases and wallet load transactions