HDFC Pixel Play Credit Card
Verified · August 20, 2026
4.5/5.0
Updated on August 20, 2026
🎖️Reward Rate
5% CashBack on choice of any two following packs:
Overview
Apply for PIXEL Play Credit Card and customise your offers based on your needs. Get 5% cashback on any 2 choice of merchants. Get 1% Unlimited Cashback on other spends.
Rewards
Reward Type
Cashback
Reward Rate
- • 5% CashBack on choice of any two following packs:
- • Dining & Entertainment Category - BookMyShow & Zomato
Welcome Benefit
Complimentary activation bonus upon fee payment
Milestone Benefit
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Redemption
Redeem for flight/hotel bookings, brand vouchers, and statement cash credit
Benefits
- Enjoy hassle-free, one-click instant conversion of the PIXEL Play Credit Card outstanding balance* to EMIs from your PayZapp.
- Digitally manage your PIXEL Play Credit Card from PayZapp. Access features such as Card Controls, Rewards, EMI Dashboard, Statements, Repayments, Recent Transactions, Disputes, Hotlisting, Help Center, Notifications, etc.
- Get a joining fee waiver by spending ₹20,000 within 90 days of issuance
- Access Revolving Credit at a nominal interest rate on your PIXEL Play Credit Card.
- Get up to 50 days of interest free period on your PIXEL Play Credit Card from the date of purchase (subject to the submission of the charge by the Merchant).
- Enable Scan & Pay for Third-Party Apps
- PIXEL Credit Card can be viewed from MyCards and PayZapp.
- From MyCards, PIXEL Credit Card holders can see transactions and can download statement as of now. More features will be coming soon on MyCards.
- All the features are available on PayZapp.
Things to Know Before you apply
HDFC Pixel Play Credit Card Eligibility Criteria
- Age: 21–65 years
- Salaried: > ₹35,000/month; Self-Employed: ITR > ₹6,00,000
- Salaried & Self-Employed Individuals
- Resident Indian
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹20,000 |
| Annual Fee | Free |
| Foreign Currency Mark-up Fee | 3.5% |
| Cash Advance Fee | 2.5% (Min ₹500) |
Fee waiver: waiver by spending ₹20,000
PaisaSimple Review
Overall Rating
4.5/5What do we like about this card?
The PIXEL Play Credit Card - Get Customised Offers | HDFC Bank issued by HDFC is a top choice in India for everyday transactions and cashback. It features 3.5% forex markup and generous reward multipliers.
Pros
- • 5% CashBack on choice of any two following packs:
- • Dining & Entertainment Category - BookMyShow & Zomato
- • PIXEL Play Credit Card offers 5% Cashback on selected brand, and 3% Cashback on choice of Ecommerce Platform. Customers are also eligible for 1% CashBack on all transactions, 5% on SmartBuy purchases, and 1% on UPI spends (for the RuPay variant).
- • High value reward program
- • Wide merchant acceptance
Cons
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
Compare with Similar Cards
Rating
4.5/5
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Fee Details
Joining Fee
₹20,000
Annual/Renewal Fee
Free
Joining Fee
Free
Annual/Renewal Fee
Free
Joining Fee
Free
Annual/Renewal Fee
Free
Welcome Benefit
- • Complimentary activation bonus upon fee payment
- • Complimentary banking privileges for Insignia account holders or 28,000 Bonus Reward Points (worth ₹7,000) on first purchase within 30 days and fee realization for other cardholders.
- • Qualification Criteria: Maintain Insignia Preferred Banking relationship or spend within 30 days
- • Fulfillment Timeline: Credited within 60 days of card issuance
- • Complimentary activation bonus upon fee payment
Reward/Cashback Rate
- • 5% CashBack on choice of any two following packs:
- • Dining & Entertainment Category - BookMyShow & Zomato
- • Base Rewards: 5 Reward Points per ₹100 (5 Reward Points per ₹100 spent on all domestic retail purchases)
- • Accelerated Rewards: 10 Reward Points per ₹100 spent on all International purchases (Double Rewards Rate)
- • Excluded Categories: Fuel transactions
- • Wallet loading
- • Cash advances
- • Shift to your shopping gear and avail up to 2% Savings (10 Reward Points for every ₹150 spent) on utility & departmental stores*. Get 2 Reward Points for every ₹150 spent on other categories. - Accelerated Reward Points and Fuel Surcharge Waiver benefits will be provided only on fuel transactions done...
- • Movie & Travel Fun Fuel the wanderlust in you with 4 Complimentary airport lounge access per year (1 per Quarter) at partner domestic lounges for primary cardholders***. Click Here to check the airport lounge list and eligibility criteria. Get 25% off up to ₹100 on the purchase of minimum 2 tickets per transaction at... Read more
Pros
- • 5% CashBack on choice of any two following packs:
- • Dining & Entertainment Category - BookMyShow & Zomato
- • PIXEL Play Credit Card offers 5% Cashback on selected brand, and 3% Cashback on choice of Ecommerce Platform. Customers are also eligible for 1% CashBack on all transactions, 5% on SmartBuy purchases, and 1% on UPI spends (for the RuPay variant).
- • High value reward program
- • Wide merchant acceptance
- • Base Rewards: 5 Reward Points per ₹100 (5 Reward Points per ₹100 spent on all domestic retail purchases)
- • Forex markup rate of 1.5%
- • Airport lounge and lifestyle dining privileges
- • Lifetime Free card with zero annual charges
- • Shift to your shopping gear and avail up to 2% Savings (10 Reward Points for every ₹150 spent) on utility & departmental stores*. Get 2 Reward Points for every ₹150 spent on other categories. - Accelerated Reward Points and Fuel Surcharge Waiver benefits will be provided only on fuel transactions done...
- • Movie & Travel Fun Fuel the wanderlust in you with 4 Complimentary airport lounge access per year (1 per Quarter) at partner domestic lounges for primary cardholders***. Click Here to check the airport lounge list and eligibility criteria. Get 25% off up to ₹100 on the purchase of minimum 2 tickets per transaction at... Read more
- • High value reward program
- • Wide merchant acceptance
Cons
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
- • Standard terms & exclusions apply
- • Reward exclusion on fuel purchases and wallet load transactions
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified