Standard Chartered EaseMyTrip Credit Card
Verified · August 26, 2026
4.9/5.0
Updated on August 26, 2026
🎖️Reward Rate
Base Rewards: 10 Reward Points per ₹100 (10 Reward Points per ₹100 on standalone hotel and airline booking websites / apps)
Overview
Standard Chartered EaseMyTrip Credit Card by Standard Chartered Bank provides premium value tailored for Co-brand/Travel cardholders.
Rewards
Reward Type
Air Miles
Reward Rate
- • Base Rewards: 10 Reward Points per ₹100 (10 Reward Points per ₹100 on standalone hotel and airline booking websites / apps)
- • 2 Reward Points per ₹100 (2 Reward Points per ₹100 on all other eligible retail transactions (1 pt = ₹0.25))
- • Accelerated Rewards: Flat 20% instant discount on domestic & international hotels (up to ₹5,000 / ₹10,000) and flat 10% instant discount on flights (up to ₹1,000 / ₹5,000) on EaseMyTrip using promo EMTSCB.
- • Excluded Categories: Fuel, Rent, Wallet loads
Welcome Benefit
Instant ongoing access to 20% hotel and 10% flight discount vouchers on EaseMyTrip with no minimum spend restriction; Qualification Criteria: Card activation; Fulfillment Timeline: Immediate upon card setup
Milestone Benefit
Spend ₹50,000 (Annual): Annual fee waiver of ₹350 + GST; Annual Fee Waiver: Spend ₹50,000 or more in preceding year for annual fee waiver
Redemption
- • Redeem points for flight & hotel bookings on EaseMyTrip or 360° Rewards at 1 pt = ₹0.25
- • Vouchers on rewards catalog
Benefits
- Domestic Airport Lounge: 1 per calendar quarter (4 visits per year) via Visa Platinum Lounge (Guest Access: Paid guest access)
- International Airport Lounge: 2 per calendar year via Priority Pass via Priority Pass (Guest Access: Paid guest access)
- Fuel Surcharge Waiver: 1% (Max waiver ₹250 per month)
- Flat 20% Instant Discount on Hotels: Flat 20% instant discount on domestic and international hotels on EaseMyTrip website/app using promo code EMTSCB. (Up to ₹5,000 off on domestic hotels, Up to ₹10,000 off on international hotels) [Partners: EaseMyTrip]
- Flat 10% Instant Discount on Flights: Flat 10% instant discount on domestic & international flights on EaseMyTrip using promo code EMTSCB. (Up to ₹1,000 on domestic flights, Up to ₹5,000 on international flights) [Partners: EaseMyTrip]
Things to Know Before you apply
Standard Chartered EaseMyTrip Credit Card Eligibility Criteria
- Age: 21–65 years
- Net Annual Income ₹4,50,000+ (Salaried min ₹35,000/month)
- Salaried & Self-Employed Individuals
- Resident Indian
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹350 |
| Annual Fee | ₹350 |
| Foreign Currency Mark-up Fee | 3.5% |
| Cash Advance Fee | 3.0% (min ₹300) |
Fee waiver: Spend ₹50,000 or more in preceding year for annual fee waiver
PaisaSimple Review
Overall Rating
4.9/5What do we like about this card?
Standard Chartered EaseMyTrip Credit Card issued by Standard Chartered Bank is one of India's leading credit cards for Co-brand/Travel spends, featuring competitive reward earning and verified travel perks.
Pros
- • Base Rewards: 10 Reward Points per ₹100 (10 Reward Points per ₹100 on standalone hotel and airline booking websites / apps)
- • 2 Reward Points per ₹100 (2 Reward Points per ₹100 on all other eligible retail transactions (1 pt = ₹0.25))
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
Cons
- • Annual renewal fee of ₹350
- • Reward exclusion on fuel purchases and wallet load transactions
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Fee Details
Joining Fee
₹350
Annual/Renewal Fee
₹350
Joining Fee
₹500
Annual/Renewal Fee
₹500
Joining Fee
₹1,499
Annual/Renewal Fee
₹1,499
Welcome Benefit
- • Instant ongoing access to 20% hotel and 10% flight discount vouchers on EaseMyTrip with no minimum spend restriction
- • Qualification Criteria: Card activation
- • Fulfillment Timeline: Immediate upon card setup
- • ₹500 Amazon gift voucher on card activation and spending within 30 days + 500 CashPoints on fee payment
- • Qualification Criteria: Card activation within 30 days
- • Joining fee realization
- • Fulfillment Timeline: Voucher sent via SMS within 30 days post criteria completion
- • Get 1,500 reward points worth ₹1,500 as Welcome Benefit upon payment of joining fee + ₹500 cashback on first train ticket booked within 45 days.
- • Qualification Criteria: Payment of annual joining fee within 30 days of card issuance
- • Fulfillment Timeline: Credited to card account within 45 days of fee realization
Reward/Cashback Rate
- • Base Rewards: 10 Reward Points per ₹100 (10 Reward Points per ₹100 on standalone hotel and airline booking websites / apps)
- • 2 Reward Points per ₹100 (2 Reward Points per ₹100 on all other eligible retail transactions (1 pt = ₹0.25))
- • Accelerated Rewards: Flat 20% instant discount on domestic & international hotels (up to ₹5,000 / ₹10,000) and flat 10% instant discount on flights (up to ₹1,000 / ₹5,000) on EaseMyTrip using promo EMTSCB.
- • Excluded Categories: Fuel, Rent, Wallet loads
- • Base Rewards: 1 CashPoint per ₹100 (1 CashPoint per ₹100 on non-IRCTC retail spends)
- • Accelerated Rewards: 5 CashPoints per ₹100 spent on IRCTC ticketing website and Rail Connect app via HDFC payment gateway + 5% additional cashback via SmartBuy
- • Excluded Categories: Fuel, Wallet loads, Rent
- • Base Rewards: 3 Reward Points per ₹125 (3 Reward Points per ₹125 spent on Dining and standing instructions on Utility spends)
- • 1 Reward Point per ₹125 (1 Reward Point per ₹125 on other retail spends)
- • Accelerated Rewards: Up to 10% value back as Reward Points on buying train tickets through IRCTC App and Website for AC1, AC2, AC3, Executive Chair car, and Chair Car.
- • Excluded Categories: Fuel transactions, Wallet loads
Pros
- • Base Rewards: 10 Reward Points per ₹100 (10 Reward Points per ₹100 on standalone hotel and airline booking websites / apps)
- • 2 Reward Points per ₹100 (2 Reward Points per ₹100 on all other eligible retail transactions (1 pt = ₹0.25))
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Base Rewards: 1 CashPoint per ₹100 (1 CashPoint per ₹100 on non-IRCTC retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Base Rewards: 3 Reward Points per ₹125 (3 Reward Points per ₹125 spent on Dining and standing instructions on Utility spends)
- • 1 Reward Point per ₹125 (1 Reward Point per ₹125 on other retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
Cons
- • Annual renewal fee of ₹350
- • Reward exclusion on fuel purchases and wallet load transactions
- • Annual renewal fee of ₹500
- • Reward exclusion on fuel purchases and wallet load transactions
- • Annual renewal fee of ₹1499
- • Reward exclusion on fuel purchases and wallet load transactions