HDFC Bank Diners Club Privilege Credit Card
Updated on August 25, 2026
🎖️Reward Rate
Base Rewards: 4 Reward Points per ₹150 (Base 2.6% reward point accumulation)
Overview
HDFC Bank Diners Club Privilege Credit Card by HDFC Bank provides premium value tailored for Premium cardholders.
Rewards
Reward Type
Reward Points
Reward Rate
- • Base Rewards: 4 Reward Points per ₹150 (Base 2.6% reward point accumulation)
- • Accelerated Rewards: Up to 5X Reward Points via SmartBuy & 2X rewards on weekend dining
- • Excluded Categories: Fuel, Wallet loads
Welcome Benefit
Complimentary Annual Memberships (Swiggy One & Times Prime) upon spending ₹75,000 within 90 days; Qualification Criteria: Spend ₹75,000 within 90 days of card setup; Fulfillment Timeline: Issued via SMS/Email within 30 days post spend milestone
Milestone Benefit
Spend ₹40,000 (Monthly): Choice of ₹1,500 voucher (Marriott, Decathlon, Barbeque Nation) on spending ₹40,000 every calendar month; Spend ₹3 Lakhs (Annual): Annual renewal fee waiver; Annual Fee Waiver: Spend ₹3 Lakhs in preceding 12 months for renewal fee waiver
Redemption
- • SmartBuy Flights & Hotel booking at 1 RP = ₹0.50
- • AirMiles 1:1 conversion (Select airlines at 1 RP = 0.50 AirMile)
- • Catalog gifts and shopping vouchers at 1 RP = ₹0.35
Benefits
- Domestic Airport Lounge: 2 per calendar quarter via Diners Club Airport Lounges
- International Airport Lounge: 2 per calendar quarter via Diners Club Worldwide Lounges
- Fuel Surcharge Waiver: 1% (Max waiver ₹500 per statement cycle)
- 2X Reward Points on Weekend Dining: Earn 8 Reward Points per ₹150 spent on standalone dining on Saturdays and Sundays. (Maximum cap of 1,000 reward points per day) [Partners: Restaurants nationwide]
Things to Know Before you apply
HDFC Bank Diners Club Privilege Credit Card Eligibility Criteria
- Age: 21–60 years
- Salaried: Net monthly income > ₹70,000; Self-employed: ITR > ₹8.4 Lakhs per annum
- Salaried & Self-Employed Individuals
- Resident Indian
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹2,500 |
| Annual Fee | ₹2,500 |
| Foreign Currency Mark-up Fee | 2% |
| Cash Advance Fee | 2.5% (min ₹500) |
Fee waiver: Spend ₹3 Lakhs in preceding 12 months for renewal fee waiver
PaisaSimple Review
Overall Rating
4.8/5What do we like about this card?
HDFC Bank Diners Club Privilege Credit Card issued by HDFC Bank is one of India's leading credit cards for Premium spends, featuring competitive reward earning and verified travel perks.
Pros
- • Base Rewards: 4 Reward Points per ₹150 (Base 2.6% reward point accumulation)
- • Forex markup rate of 2%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
Cons
- • Annual renewal fee of ₹2500
- • Reward exclusion on fuel purchases and wallet load transactions
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- • Complimentary Annual Memberships (Swiggy One & Times Prime) upon spending ₹75,000 within 90 days
- • Qualification Criteria: Spend ₹75,000 within 90 days of card setup
- • Fulfillment Timeline: Issued via SMS/Email within 30 days post spend milestone
- • 6,000 bonus Reward Points worth ₹1,500 upon payment of joining fee
- • Qualification Criteria: Payment of joining fee within 30 days
- • Fulfillment Timeline: 30 days post fee realization
- • Welcome e-gift voucher worth ₹3,000 across top brands (Bata, Marks & Spencer, Pantaloons, Shoppers Stop, Yatra)
- • Qualification Criteria: Payment of annual fee within 30 days
- • Fulfillment Timeline: 15 days post fee realization
- • Base Rewards: 4 Reward Points per ₹150 (Base 2.6% reward point accumulation)
- • Accelerated Rewards: Up to 5X Reward Points via SmartBuy & 2X rewards on weekend dining
- • Excluded Categories: Fuel, Wallet loads
- • Base Rewards: 1 Reward Point per ₹100 (1 Reward Point per ₹100 on other retail spends)
- • Accelerated Rewards: 7.25% value back on BPCL fuel & lubricants: 25 Reward Points per ₹100 (6.25% value) + 1% fuel surcharge waiver (capped at 2,500 RPs per billing cycle). 10 RPs per ₹100 on Dining, Groceries, Departmental Stores & Movies.
- • Excluded Categories: Non-BPCL petrol pumps, Wallet loads
- • Base Rewards: 2 Reward Points per ₹100 (2 Reward Points per ₹100 on general retail spends)
- • Accelerated Rewards: 10 Reward Points per ₹100 (2.5% return) on Dining, Groceries, Departmental stores and Movies. 20 Reward Points per ₹100 on your Birthday.
- • Excluded Categories: Fuel, Wallet loads
- • Base Rewards: 4 Reward Points per ₹150 (Base 2.6% reward point accumulation)
- • Forex markup rate of 2%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Base Rewards: 1 Reward Point per ₹100 (1 Reward Point per ₹100 on other retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Base Rewards: 2 Reward Points per ₹100 (2 Reward Points per ₹100 on general retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Annual renewal fee of ₹2500
- • Reward exclusion on fuel purchases and wallet load transactions
- • Annual renewal fee of ₹1499
- • Reward exclusion on fuel purchases and wallet load transactions
- • Annual renewal fee of ₹2999
- • Reward exclusion on fuel purchases and wallet load transactions