Axis Bank Axis Horizon Credit Card
Updated on September 1, 2026
🎖️Reward Rate
5 EDGE Horizon Miles (5% value on travel) per ₹100 spent on Airline bookings, Hotels, and International transactions
Overview
Get the Axis Horizon Credit Card & enjoy benefits like complimentary lounge access, insurance cover, exciting rewards & more. Apply for the Horizon Travel Credit Card now!
Rewards
Reward Type
Air Miles
Reward Rate
- • 5 EDGE Horizon Miles (5% value on travel) per ₹100 spent on Airline bookings, Hotels, and International transactions
- • 2 EDGE Horizon Miles (2% value) per ₹100 spent on all other retail transactions
Welcome Benefit
5,000 bonus EDGE Horizon Miles upon card activation and spending ₹10,000 within first 30 days.
Milestone Benefit
100% annual fee waiver of ₹3,000 on spending ₹3.5 Lakhs annually; 5,000 bonus EDGE Horizon Miles on ₹5 Lakhs annual spends
Redemption
- • 1:1 Transfer to international airlines (KrisFlyer, Qatar Avios, Etihad Guest, Turkish Miles&Smiles, United MileagePlus)
- • 1:1 Transfer to hotel loyalty partners (Accor ALL, Marriott Bonvoy, ITC Hotels, IHG One Rewards)
Benefits
- Domestic Lounge: 8 visits
- International Lounge: 8 visits
- Discounted 2.0% Forex Markup: Reduced foreign currency conversion markup rate of just 2.0% on all international spends.
- Axis Dining Delights Program: Up to 20% discount across 4,000+ participating partner restaurants in India via EazyDiner.
Things to Know Before you apply
Axis Bank Axis Horizon Credit Card Eligibility Criteria
- Age: 21–70 years
- Salaried with net monthly income > ₹50,000; Self-employed with ITR > ₹6,00,000 p.a.
- Salaried & Self-Employed Individuals
- Resident Indian
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹3,000 |
| Annual Fee | ₹3,000 |
| Foreign Currency Mark-up Fee | 2% |
| Cash Advance Fee | 2.5% of withdrawn amount (min ₹500) |
Fee waiver: Spend ₹3,50,000 or more in preceding year for 100% annual renewal fee waiver.
PaisaSimple Review
Overall Rating
4.5/5What do we like about this card?
The Apply for Axis Horizon Travel Credit Card Online | Axis Bank issued by Axis Bank is a top choice in India for everyday transactions and cashback. It features 3.5% forex markup and generous reward multipliers.
Pros
- • 5 EDGE Miles on every ₹100 spent on Axis Bank Travel EDGE portal and direct airline websites.
- • 2 EDGE Miles per ₹100 on all other spends
- • 5 EDGE Miles on every ₹100 spent on Axis Bank Travel EDGE portal and direct airline websites.
- • High value reward program
- • Wide merchant acceptance
Cons
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
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- • 5,000 bonus EDGE Horizon Miles upon card activation and spending ₹10,000 within first 30 days.
- • Complimentary banking privileges for Insignia account holders or 28,000 Bonus Reward Points (worth ₹7,000) on first purchase within 30 days and fee realization for other cardholders.
- • Qualification Criteria: Maintain Insignia Preferred Banking relationship or spend within 30 days
- • Fulfillment Timeline: Credited within 60 days of card issuance
- • 500 joining bonus reward points on spend of ₹5,000 or more within 60 days of card issuance
- • 5 EDGE Horizon Miles (5% value on travel) per ₹100 spent on Airline bookings, Hotels, and International transactions
- • 2 EDGE Horizon Miles (2% value) per ₹100 spent on all other retail transactions
- • Base Rewards: 5 Reward Points per ₹100 (5 Reward Points per ₹100 spent on all domestic retail purchases)
- • Accelerated Rewards: 10 Reward Points per ₹100 spent on all International purchases (Double Rewards Rate)
- • Excluded Categories: Fuel transactions
- • Wallet loading
- • Cash advances
- • 24 Reward Points per ₹150 on fuel purchases at HPCL retail outlets, LPG purchases and via HP Pay App (up to 5% savings)
- • 10 Reward Points per ₹150 on utility & departmental store spends (up to 2% savings)
- • 2 Reward Points per ₹150 on all other categories
- • Accelerated points and fuel surcharge waiver apply only at eligible HPCL fuel outlets
- • 5 EDGE Miles on every ₹100 spent on Axis Bank Travel EDGE portal and direct airline websites.
- • 2 EDGE Miles per ₹100 on all other spends
- • 5 EDGE Miles on every ₹100 spent on Axis Bank Travel EDGE portal and direct airline websites.
- • High value reward program
- • Wide merchant acceptance
- • Base Rewards: 5 Reward Points per ₹100 (5 Reward Points per ₹100 spent on all domestic retail purchases)
- • Forex markup rate of 1.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Up to 5% savings on HPCL fuel, LPG and HP Pay App transactions
- • Low ₹499 joining and annual fee
- • 4 complimentary domestic lounge visits per year
- • Annual fee waiver on ₹50,000 spend
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
- • Annual renewal fee of ₹7000
- • Reward exclusion on fuel purchases and wallet load transactions
- • Accelerated rewards and surcharge waiver limited to eligible HPCL outlets
- • Age eligibility differs by employment type (21–60 salaried, 24–65 self-employed)
- • No specific minimum income figure disclosed