Amazon Pay ICICI Bank Credit Card
Verified · August 25, 2026
5.0/5.0
Updated on August 25, 2026
🎖️Reward Rate
Base Rewards: 5% Cashback per ₹100 (5% unlimited cashback for Amazon Prime members on Amazon.in)
Overview
Amazon Pay ICICI Bank Credit Card by ICICI Bank provides premium value tailored for Cashback cardholders.
Rewards
Reward Type
Cashback
Reward Rate
- • Base Rewards: 5% Cashback per ₹100 (5% unlimited cashback for Amazon Prime members on Amazon.in)
- • 3% Cashback per ₹100 (3% unlimited cashback for non-Prime members on Amazon.in)
- • 2% Cashback per ₹100 (2% cashback on 100+ partner merchants (flight, recharge, food, bill payments))
- • 1% Cashback per ₹100 (1% unlimited cashback on all other retail transactions)
- • Accelerated Rewards: Direct monthly statement auto-credit into Amazon Pay balance with 1:1 INR rupee value without expiry
- • Excluded Categories: Fuel, EMI transactions, Gold / Precious metals purchase
Welcome Benefit
Up to ₹1,500 Amazon Pay cashback rewards and partner vouchers on card activation; Qualification Criteria: Apply via Amazon app and complete video KYC; Fulfillment Timeline: Credited directly to Amazon Pay balance within 24 hours of approval
Milestone Benefit
Spend Unconditional (Lifetime): Lifetime Free Card with zero maintenance charges; Annual Fee Waiver: Lifetime Free unconditionally with no annual spending thresholds
Redemption
- • Auto-credited directly to Amazon Pay wallet balance every billing cycle
- • Usable across Amazon.in purchases, bill payments, Uber, Swiggy, Zomato & 10M+ offline QR codes
Benefits
- Fuel Surcharge Waiver: 1%
- ICICI Bank Culinary Treats: Minimum 15% discount at 2,500+ partner restaurants across India. (Available via ICICI Culinary Treats network) [Partners: Culinary Treats, EazyDiner]
Things to Know Before you apply
Amazon Pay ICICI Bank Credit Card Eligibility Criteria
- Age: 18–60 years
- Salaried min ₹25,000/month; Self-employed min ITR ₹3,00,000 p.a.
- Salaried & Self-Employed Individuals
- Resident Indian
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | Free |
| Annual Fee | Free |
| Foreign Currency Mark-up Fee | 3.5% |
| Cash Advance Fee | 2.5% of withdrawn amount or min ₹500 |
Fee waiver: Lifetime Free unconditionally with no annual spending thresholds
PaisaSimple Review
Overall Rating
5.0/5What do we like about this card?
Amazon Pay ICICI Bank Credit Card issued by ICICI Bank is one of India's leading credit cards for Cashback spends, featuring competitive reward earning and verified travel perks.
Pros
- • Base Rewards: 5% Cashback per ₹100 (5% unlimited cashback for Amazon Prime members on Amazon.in)
- • 3% Cashback per ₹100 (3% unlimited cashback for non-Prime members on Amazon.in)
- • 2% Cashback per ₹100 (2% cashback on 100+ partner merchants (flight, recharge, food, bill payments))
- • 1% Cashback per ₹100 (1% unlimited cashback on all other retail transactions)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Lifetime Free card with zero annual charges
Cons
- • Standard terms & exclusions apply
- • Reward exclusion on fuel purchases and wallet load transactions
Compare with Similar Cards
Rating
5.0/5
5.0/5
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Fee Details
Joining Fee
Free
Annual/Renewal Fee
Free
Joining Fee
₹7,000
Annual/Renewal Fee
₹7,000
Joining Fee
₹499
Annual/Renewal Fee
₹499
Welcome Benefit
- • Up to ₹1,500 Amazon Pay cashback rewards and partner vouchers on card activation
- • Qualification Criteria: Apply via Amazon app and complete video KYC
- • Fulfillment Timeline: Credited directly to Amazon Pay balance within 24 hours of approval
- • Complimentary banking privileges for Insignia account holders or 28,000 Bonus Reward Points (worth ₹7,000) on first purchase within 30 days and fee realization for other cardholders.
- • Qualification Criteria: Maintain Insignia Preferred Banking relationship or spend within 30 days
- • Fulfillment Timeline: Credited within 60 days of card issuance
- • 500 joining bonus reward points on spend of ₹5,000 or more within 60 days of card issuance
Reward/Cashback Rate
- • Base Rewards: 5% Cashback per ₹100 (5% unlimited cashback for Amazon Prime members on Amazon.in)
- • 3% Cashback per ₹100 (3% unlimited cashback for non-Prime members on Amazon.in)
- • 2% Cashback per ₹100 (2% cashback on 100+ partner merchants (flight, recharge, food, bill payments))
- • 1% Cashback per ₹100 (1% unlimited cashback on all other retail transactions)
- • Accelerated Rewards: Direct monthly statement auto-credit into Amazon Pay balance with 1:1 INR rupee value without expiry
- • Excluded Categories: Fuel, EMI transactions, Gold / Precious metals purchase
- • Base Rewards: 5 Reward Points per ₹100 (5 Reward Points per ₹100 spent on all domestic retail purchases)
- • Accelerated Rewards: 10 Reward Points per ₹100 spent on all International purchases (Double Rewards Rate)
- • Excluded Categories: Fuel transactions
- • Wallet loading
- • Cash advances
- • 24 Reward Points per ₹150 on fuel purchases at HPCL retail outlets, LPG purchases and via HP Pay App (up to 5% savings)
- • 10 Reward Points per ₹150 on utility & departmental store spends (up to 2% savings)
- • 2 Reward Points per ₹150 on all other categories
- • Accelerated points and fuel surcharge waiver apply only at eligible HPCL fuel outlets
Pros
- • Base Rewards: 5% Cashback per ₹100 (5% unlimited cashback for Amazon Prime members on Amazon.in)
- • 3% Cashback per ₹100 (3% unlimited cashback for non-Prime members on Amazon.in)
- • 2% Cashback per ₹100 (2% cashback on 100+ partner merchants (flight, recharge, food, bill payments))
- • 1% Cashback per ₹100 (1% unlimited cashback on all other retail transactions)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Lifetime Free card with zero annual charges
- • Base Rewards: 5 Reward Points per ₹100 (5 Reward Points per ₹100 spent on all domestic retail purchases)
- • Forex markup rate of 1.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Up to 5% savings on HPCL fuel, LPG and HP Pay App transactions
- • Low ₹499 joining and annual fee
- • 4 complimentary domestic lounge visits per year
- • Annual fee waiver on ₹50,000 spend
Cons
- • Standard terms & exclusions apply
- • Reward exclusion on fuel purchases and wallet load transactions
- • Annual renewal fee of ₹7000
- • Reward exclusion on fuel purchases and wallet load transactions
- • Accelerated rewards and surcharge waiver limited to eligible HPCL outlets
- • Age eligibility differs by employment type (21–60 salaried, 24–65 self-employed)
- • No specific minimum income figure disclosed