Marriott Bonvoy HDFC Bank Credit Card
Updated on August 16, 2026

🎖️Reward Rate
8 Points per ₹150 at participating Marriott Bonvoy hotels and 4 Points per ₹150 on Dining, Travel, and Entertainment.
Overview
The Marriott Bonvoy HDFC Bank Credit Card by HDFC Bank is a premium credit card offering high value in reward points. It provides lucrative reward points/cashback yields, airport lounge privileges, fuel surcharge waivers, and extensive milestone benefits.
Rewards
Reward Type
Reward Points
Reward Rate
- • 8 Points per ₹150 at participating Marriott Bonvoy hotels and 4 Points per ₹150 on Dining, Travel, and Entertainment.
- • 2 Marriott Bonvoy Points per ₹150 spent on all standard retail transactions.
Welcome Benefit
1 Free Night Award (valid for 1 night up to 15,000 points) + 10 Elite Night Credits.
Milestone Benefit
Annual renewal fee waiver on spending Milestone Free Night Awards upon spending ₹6L, ₹9L, and ₹15L annually
Redemption
Redeem directly across 8,500+ Marriott hotels worldwide (Ritz-Carlton, St. Regis, JW Marriott, W Hotels, Westin, Sheraton) or convert 3:1 to 40+ global airline miles.
Benefits
- Welcome: 1 Free Night Award (valid for 1 night up to 15,000 points) + 10 Elite Night Credits
- 1 Complimentary Free Night Award (FNA) worth up to 15,000 Marriott Bonvoy points upon joining and renewal fee payment
- 10 Elite Night Credits credited automatically each calendar year to accelerate Bonvoy Gold & Platinum status
- Complimentary Marriott Bonvoy Silver Elite Status + Priority Late Checkout & 10% bonus points on hotel stays
- Travel & Lounge: 12 Domestic & 12 International Airport Lounges Per Year
- Dining: Marriott Dining Discounts & 4X Points
- Fuel Waiver: 1% fuel surcharge waiver on transactions ₹400 to ₹5,000 (Max ₹250/month)
- Insurance: Zero Lost Card Liability Protection
Things to Know Before you apply
Marriott Bonvoy HDFC Bank Credit Card Eligibility Criteria
- Age: 21–65 years
- Salaried: Monthly Net Income > ₹1,00,000; Self-Employed: Annual ITR > ₹15,00,000
- Salaried or Self-Employed Individuals
- Resident Indian
Marriott Bonvoy HDFC Bank Credit Card Customer Care
- Toll Free: 1800 1600 / 1800 2600
- Landline: +91 22 6160 6161
- Concierge Service: customerservices.cards@hdfcbank.com
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹3,000 |
| Annual Fee | ₹3,000 |
| Foreign Currency Mark-up Fee | 3.5% |
| Cash Advance Fee | 2.5% (Min ₹500) |
Fee waiver: Milestone Free Night Awards upon spending ₹6L, ₹9L, and ₹15L annually
PaisaSimple Review
Overall Rating
What do we like about this card?
We have awarded the Marriott Bonvoy HDFC Bank Credit Card by HDFC Bank an overall rating of 4/5.0 based on its rewards return, fee structure, and versatility. With an annual fee of ₹3,000, the card easily offsets its cost for active users. Top Comparison Cards: Axis Bank ATLAS Credit Card; American Express Platinum Travel Credit Card; ICICI Bank MakeMyTrip Signature Credit Card.
Pros
- • Welcome benefit: 1 Free Night Award (valid for 1 night up to 15,000 points) + 10 Elite Night Credits
- • 1 Complimentary Free Night Award (FNA) worth up to 15,000 Marriott Bonvoy points upon joining and renewal fee payment
- • 10 Elite Night Credits credited automatically each calendar year to accelerate Bonvoy Gold & Platinum status
- • Solid reward yield: 2 Marriott Bonvoy Points per ₹150 spent on all standard retail transactions.
Cons
- • Annual fee of ₹3,000 applies (Milestone Free Night Awards upon spending ₹6L, ₹9L, and ₹15L annually)
- • Standard foreign markup fee of 3.5% + GST applies abroad
- • Reward points redemption requires minimum threshold on portal catalogue