AU Altura Plus Credit Card
Updated on July 28, 2026 · Author: Team PaisaSimple
🎖️Reward Rate
4 reward points per ₹150 spent
Overview
The AU Altura Plus Credit Card offers 1.5% cashback on all physical store purchases and 2X reward points on online shopping.
Rewards
Reward Type
Reward Points
Reward Rate
4 reward points per ₹150 spent
Welcome Benefit
Welcome gift vouchers worth up to ₹1,000 on card activation
Milestone Benefit
Bonus reward points on annual spend milestones
Redemption
Redeem points for air miles, gift vouchers, or statement credit
Benefits
- 1.5% cashback on all POS store purchases
- 2X reward points on online shopping
- 2 complimentary railway lounge visits per quarter
- 1% fuel surcharge waiver across gas stations
Things to Know Before you apply
AU Altura Plus Credit Card Eligibility Criteria
- Age: 21–65 years
- Minimum net monthly income of ₹25,000 (salaried) or ₹6 Lakh ITR (self-employed)
- Salaried / Self-Employed
AU Altura Plus Credit Card Customer Care
- Toll Free: 1800 266 4332
- Landline: 022-6160 6161
- Concierge Service: 1800 258 4444
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹499 |
| Annual Fee | ₹499 |
Fee waiver: Annual fee waived on annual spend milestone
PaisaSimple Review
Overall Rating
What do we like about this card?
The AU Altura Plus Credit Card offers 1.5% cashback on all physical store purchases and 2X reward points on online shopping.
Pros
- • Strong rewards rate
- • Good merchant partnerships
- • Low annual fee waiver threshold.
Cons
- • High annual fee unless spend threshold is met
- • Reward redemption fee applies.