HDFC Bank Diners Club Black Credit Card
Updated on August 25, 2026
🎖️Reward Rate
Base Rewards: 5 Reward Points per ₹150 (3.3% base reward value)
Overview
HDFC Bank Diners Club Black Credit Card by HDFC Bank provides premium value tailored for Super Premium cardholders.
Rewards
Reward Type
Reward Points
Reward Rate
- • Base Rewards: 5 Reward Points per ₹150 (3.3% base reward value)
- • Accelerated Rewards: Up to 10X Reward Points via SmartBuy portal
- • Excluded Categories: Fuel, Wallet reloads
Welcome Benefit
Complimentary Annual Memberships (Club Marriott, Amazon Prime, Swiggy One) upon spending ₹1.5 Lakhs in first 90 days; Qualification Criteria: Spend ₹1.5 Lakhs in first 90 days of card issuance; Fulfillment Timeline: Voucher codes triggered within 30 days of achieving spend criteria
Milestone Benefit
Spend ₹8 Lakhs (Annual): Annual fee waiver for following year; Spend ₹4 Lakhs (Annual): Complimentary membership voucher renewals; Annual Fee Waiver: Spend ₹8 Lakhs or more in 12 months for renewal fee waiver
Redemption
- • Flights/Hotels booking on SmartBuy at 1 RP = ₹1.00
- • AirMiles 1:1 conversion (British Airways, Singapore Airlines, Club Vistara)
- • Product catalog redemptions at 1 RP = ₹0.50
Benefits
- Domestic Airport Lounge: Unlimited via Diners Club Airport Lounges (Guest Access: Complimentary for primary & add-on)
- International Airport Lounge: Unlimited via Diners Club Worldwide Lounges (1300+ lounges) (Guest Access: Complimentary primary & add-on)
- Fuel Surcharge Waiver: 1% (Max waiver ₹1000 per statement cycle)
- 6 Complimentary Golf Games per quarter: Access to select golf courses across India and international destinations. (6 complimentary games per quarter, 6 golf lessons per quarter) [Partners: Diners Club Golf Concierge]
Things to Know Before you apply
HDFC Bank Diners Club Black Credit Card Eligibility Criteria
- Age: 21–60 years
- Salaried: Net monthly income > ₹1.75 Lakhs; Self-employed: ITR > ₹21 Lakhs per annum
- Salaried & Self-Employed Individuals
- Resident Indian
HDFC Bank Diners Club Black Credit Card Customer Care
- Toll Free: 1800 1600 / 1800 2600
- Landline: +91 22 6160 6161
- Concierge Service: 1800 118 887
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹10,000 |
| Annual Fee | ₹10,000 |
| Foreign Currency Mark-up Fee | 2% |
| Cash Advance Fee | 2.5% or min ₹500 |
Fee waiver: Spend ₹8 Lakhs or more in 12 months for renewal fee waiver
PaisaSimple Review
Overall Rating
4.9/5What do we like about this card?
HDFC Bank Diners Club Black Credit Card issued by HDFC Bank is one of India's leading credit cards for Super Premium spends, featuring competitive reward earning and verified travel perks.
Pros
- • Base Rewards: 5 Reward Points per ₹150 (3.3% base reward value)
- • Forex markup rate of 2%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
Cons
- • Annual renewal fee of ₹10000
- • Reward exclusion on fuel purchases and wallet load transactions
Compare with Similar Cards
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₹12,500
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₹12,500
- • Complimentary Annual Memberships (Club Marriott, Amazon Prime, Swiggy One) upon spending ₹1.5 Lakhs in first 90 days
- • Qualification Criteria: Spend ₹1.5 Lakhs in first 90 days of card issuance
- • Fulfillment Timeline: Voucher codes triggered within 30 days of achieving spend criteria
- • Choice of luxury welcome voucher worth ₹12,500 (Luxe gift card, The Postcard Hotels voucher, or Yatra flight voucher)
- • Qualification Criteria: Payment of joining fee within 30 days
- • Fulfillment Timeline: 30 days post fee payment
- • White Pass worth ₹10,000 upon payment of joining fee and spend of ₹30,000 within first 60 days
- • Qualification Criteria: Payment of joining fee and ₹30k spend within 60 days
- • Fulfillment Timeline: 30 days post criteria completion
- • Base Rewards: 5 Reward Points per ₹150 (3.3% base reward value)
- • Accelerated Rewards: Up to 10X Reward Points via SmartBuy portal
- • Excluded Categories: Fuel, Wallet reloads
- • Base Rewards: 12 EDGE Reward Points per ₹200 (12 EDGE Reward Points per ₹200 on standard retail spends)
- • Accelerated Rewards: 35 EDGE Reward Points per ₹200 (5.8% return) on Travel EDGE bookings. 5:2 airline/hotel miles transfer ratio (5:4 for Burgundy Magnus).
- • Excluded Categories: Fuel, Wallet loads, Government payments, Rent
- • Base Rewards: White Pass Milestone Currency per ₹100 (Earn White Pass worth ₹1,500 up to ₹2,50,000 across milestone spends from ₹2 Lakhs to ₹1 Crore)
- • Accelerated Rewards: White Pass currency with 1:1 INR redemption value across luxury lifestyle, hotel, flight, and curated retail partners
- • Excluded Categories: Fuel, Wallet loads, Rent
- • Base Rewards: 5 Reward Points per ₹150 (3.3% base reward value)
- • Forex markup rate of 2%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Base Rewards: 12 EDGE Reward Points per ₹200 (12 EDGE Reward Points per ₹200 on standard retail spends)
- • Forex markup rate of 2%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Base Rewards: White Pass Milestone Currency per ₹100 (Earn White Pass worth ₹1,500 up to ₹2,50,000 across milestone spends from ₹2 Lakhs to ₹1 Crore)
- • Forex markup rate of 2%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Annual renewal fee of ₹10000
- • Reward exclusion on fuel purchases and wallet load transactions
- • Annual renewal fee of ₹12500
- • Reward exclusion on fuel purchases and wallet load transactions
- • Annual renewal fee of ₹12500
- • Reward exclusion on fuel purchases and wallet load transactions