AU Small Finance Bank Ixigo Au Credit Card
Updated on August 20, 2026
🎖️Reward Rate
10% off up to ₹3,000 on Flight Bookings
Overview
ixigo AU Travel Credit Card - 10% Off* on Flight Bookings, Hotel Bookings, Bus Bookings. Enjoy reward points with our top rated travel credit cards at AU Small Finance Bank.
Rewards
Reward Type
Cashback
Reward Rate
- • 10% off up to ₹3,000 on Flight Bookings
- • 10% off up to ₹3,000 on Hotel Bookings
Welcome Benefit
Get 1,000 Reward Points & 1,000 ixigo Money.; Kick-start your adventure with 1000 Reward Points and 1,000 ixigo money vouchers on your very first successful transaction within the initial 30 days of Credit Card issuance.; Note: ixigo money vouchers are added within 15 days from the date of card activation and will remain valid for 90 days from the date of issuance. Reward points are posted within 15 days after first transaction. Ixigo money voucher is applicable only for new to bank customers.
Milestone Benefit
You must present your Priority Pass card, upon requested by you along with your ixigo AU Credit Card, at the lounge to gain access. Please note that charges of $35 + taxes are applicable in the following scenarios:; Visits to lounges within India; Visits to international airport lounges (Outside India) beyond the allowed complimentary visits; For any guest visits; Domestic Airport Lounge Access Access to Domestic Airport Lounges will be based on a minimum spend of ₹50,000 in a calendar quarter to avail domestic airport lounge access in subsequent quarter. Only Primary Cardholders will be eligible for the Complimentary Domestic Airport lounge access. Customers can avail 2 complimentary lounge visits in every quarter on meeting the spends criteria in previous quarter. Therefore, customer will get 8 complimentary domestic airport lounge visits in a calendar year. For details: Click here Eligible list of Domestic Airport Lounges: Click Here; Domestic Airport Lounge Access; Access to Domestic Airport Lounges will be based on a minimum spend of ₹50,000 in a calendar quarter to avail domestic airport lounge access in subsequent quarter. Only Primary Cardholders will be eligible for the Complimentary Domestic Airport lounge access. Customers can avail 2 complimentary lounge visits in every quarter on meeting the spends criteria in previous quarter. Therefore, customer will get 8 complimentary domestic airport lounge visits in a calendar year.; For details: Click here; Eligible list of Domestic Airport Lounges: Click Here; International Lounge visit Customer can avail 1 Complimentary International Lounge access every year. Priority pass to be issued upon request. Usage of Priority Pass within India is chargeable Eligible list of Priority Pass lounges: Click here Detailed T&C for priority pass: Click here; International Lounge visit; Customer can avail 1 Complimentary International Lounge access every year. Priority pass to be issued upon request. Usage of Priority Pass within India is chargeable; Eligible list of Priority Pass lounges: Click here; Detailed T&C for priority pass: Click here; Railway Lounge Access Customer can avail 2 Complimentary Railway Lounge visits per calendar quarter. Add-on cardholders can also enjoy these benefits within the mentioned complimentary number of visits. Eligible list of Railway lounges: Click Here Terms & Conditions: Click here; Railway Lounge Access; Customer can avail 2 Complimentary Railway Lounge visits per calendar quarter. Add-on cardholders can also enjoy these benefits within the mentioned complimentary number of visits.; Eligible list of Railway lounges: Click Here Terms & Conditions: Click here
Redemption
Redeem for flight/hotel bookings, brand vouchers, and statement cash credit
Benefits
- 10% off up to ₹3000 on Flight Bookings
- 10% off up to ₹3000 on Hotel Bookings
- No Payment Gateway Charges On Train Bookings
- Benefits
- FAQs
- Customer support
Things to Know Before you apply
AU Small Finance Bank Ixigo Au Credit Card Eligibility Criteria
- Age: 21–65 years
- Salaried: > ₹35,000/month; Self-Employed: ITR > ₹6,00,000
- Salaried & Self-Employed Individuals
- Resident Indian
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | Free |
| Annual Fee | Free |
| Foreign Currency Mark-up Fee | 3.5% |
| Cash Advance Fee | 2.5% (Min ₹500) |
Fee waiver: N/A
PaisaSimple Review
Overall Rating
4.5/5What do we like about this card?
The Apply for ixigo AU Credit Card | AU Small Finance Bank issued by AU Small Finance Bank is a top choice in India for everyday transactions and cashback. It features 3.5% forex markup and generous reward multipliers.
Pros
- • 10% off up to ₹3,000 on Flight Bookings
- • 10% off up to ₹3,000 on Hotel Bookings
- • 2.5% Rewards on every ₹200 spent.
- • High value reward program
- • Wide merchant acceptance
Cons
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
Compare with Similar Cards
Joining Fee
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Annual/Renewal Fee
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Annual/Renewal Fee
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- • Get 1,000 Reward Points & 1,000 ixigo Money.
- • Kick-start your adventure with 1000 Reward Points and 1,000 ixigo money vouchers on your very first successful transaction within the initial 30 days of Credit Card issuance.
- • Note: ixigo money vouchers are added within 15 days from the date of card activation and will remain valid for 90 days from the date of issuance. Reward points are posted within 15 days after first transaction. Ixigo money voucher is applicable only for new to bank customers.
- • Complimentary banking privileges for Insignia account holders or 28,000 Bonus Reward Points (worth ₹7,000) on first purchase within 30 days and fee realization for other cardholders.
- • Qualification Criteria: Maintain Insignia Preferred Banking relationship or spend within 30 days
- • Fulfillment Timeline: Credited within 60 days of card issuance
- • 2,000 bonus reward points (worth ₹500) on spending ₹5,000 within 60 days of card issuance + cashback of ₹100 on first transaction of ₹1,000+ on HP Pay App.
- • 10% off up to ₹3,000 on Flight Bookings
- • 10% off up to ₹3,000 on Hotel Bookings
- • Base Rewards: 5 Reward Points per ₹100 (5 Reward Points per ₹100 spent on all domestic retail purchases)
- • Accelerated Rewards: 10 Reward Points per ₹100 spent on all International purchases (Double Rewards Rate)
- • Excluded Categories: Fuel transactions
- • Wallet loading
- • Cash advances
- • 24 Reward Points per ₹150 spent on HPCL fuel, LPG, and lubricants via HP Pay App (4% valueback + 1% surcharge waiver = 5% total savings)
- • 10 Reward Points per ₹150 spent on Groceries and Departmental Stores (up to 1,000 points/month)
- • 2 Reward Points per ₹150 spent on all other domestic retail categories
- • 10% off up to ₹3,000 on Flight Bookings
- • 10% off up to ₹3,000 on Hotel Bookings
- • 2.5% Rewards on every ₹200 spent.
- • High value reward program
- • Wide merchant acceptance
- • Base Rewards: 5 Reward Points per ₹100 (5 Reward Points per ₹100 spent on all domestic retail purchases)
- • Forex markup rate of 1.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Shift to your shopping gear and avail up to 2% Savings (10 Reward Points for every ₹150 spent) on utility & departmental stores*. Get 2 Reward Points for every ₹150 spent on other categories. - Accelerated Reward Points and Fuel Surcharge Waiver benefits will be provided only on fuel transactions done...
- • Movie & Travel Fun Fuel the wanderlust in you with 4 Complimentary airport lounge access per year (1 per Quarter) at partner domestic lounges for primary cardholders***. Click Here to check the airport lounge list and eligibility criteria. Get 25% off up to ₹100 on the purchase of minimum 2 tickets per transaction at... Read more
- • High value reward program
- • Wide merchant acceptance
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
- • Annual renewal fee of ₹7000
- • Reward exclusion on fuel purchases and wallet load transactions
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified